Wildfires, Floods and Mudslides Put Ouray County on Disaster List
Published Date: 10/28/2026
Notice
Summary
Colorado’s Ouray County got hit hard by wildfires, flooding, and mudslides between June 27 and July 29, 2026. The government declared it a disaster area, opening the door for low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until December 22, 2026, to apply for physical damage loans and until July 23, 2027, for economic injury loans—so don’t wait!
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Low-interest physical damage loans available
If you own a home, business, or private nonprofit in Ouray County with physical damage from the June 27–July 29, 2026 incidents, you can apply for SBA physical disaster loans by December 22, 2026. Interest rates listed include: homeowners with credit available elsewhere 5.750%, homeowners without credit available elsewhere 2.875%, businesses with credit available elsewhere 8.000%, businesses without credit available elsewhere 4.000%, and private non-profit organizations 3.625%. Apply online at https://lending.sba.gov.
Ouray County declared a disaster
Ouray County, Colorado, was declared a rural disaster for wildfires, flooding, and mudslides that occurred June 27, 2026 through July 29, 2026. The declaration was issued October 23, 2026 and identifies Ouray as the primary affected county, which makes disaster loan assistance available.
Economic Injury Disaster Loans (EIDL) offered
Small businesses, small agricultural cooperatives, and private nonprofits in Ouray County can apply for Economic Injury Disaster Loans (EIDL) for working capital through July 23, 2027. Interest rates listed include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non-profit organizations without credit available elsewhere. Apply via the MySBA Loan Portal at https://lending.sba.gov or contact SBA at 1-800-659-2955.
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Previous: 2026-21958, Administrative Declaration of an Economic Injury Disaster for the State of Colorado
Colorado businesses and nonprofits hit by the Elk Fire between July and October 2026 can now apply for special low-interest disaster loans to help recover. Applications are open until July 23, 2027, giving plenty of time to get financial support and bounce back stronger. This declaration covers Hinsdale and nearby counties, offering a financial lifeline with rates as low as 3.625% for nonprofits and 4% for businesses.
Next: 2026-21960, Administrative Declaration Amendment of a Disaster for the State of Colorado
Colorado residents and small businesses affected by wildfires, flooding, and mudslides between June 27 and July 29, 2026, now have updated disaster dates for loan applications. Physical disaster loan applications are due by December 14, 2026, and economic injury loans by July 14, 2027. This correction keeps all other disaster assistance details the same, making sure everyone has the right info to get help fast!