Pennsylvania Storm Damage Triggers the Familiar Federal Loan Playbook
Published Date: 10/28/2026
Notice
Summary
Pennsylvania got hit hard by storms and flooding from September 12-20, 2026, and now the government is stepping in with disaster loans to help folks bounce back. If you live or run a business in Washington County or nearby areas, you can apply for loans to fix damage or cover lost income. Act fast—physical damage loans are open until December 22, 2026, and economic injury loans until July 23, 2027, with friendly interest rates to ease the burden.
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
SBA disaster loans available locally
Because of severe storms and flooding from September 12 through September 20, 2026, the U.S. Small Business Administration declared a disaster on October 23, 2026, and is accepting disaster loan applications for physical damage and economic injury. You can apply online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations, and you can contact SBA at 1-800-659-2955 or via the provided email for help.
Physical damage loan interest rates set
The notice sets interest rates for physical damage disaster loans: homeowners with credit available elsewhere 6.000% and without credit available elsewhere 3.000%; businesses with credit available elsewhere 8.000% and without credit available elsewhere 4.000%; private non-profits with or without credit available elsewhere 3.625%. These rates apply to physical damage loans under this disaster declaration.
Economic Injury (EIDL) loans: rate and deadline
Economic Injury Disaster Loan (EIDL) applications are open for this disaster through July 23, 2027. The notice sets EIDL interest rates for this declaration: businesses and small agricultural cooperatives without credit available elsewhere at 4.000%, and private non-profit organizations without credit available elsewhere at 3.625%.
Counties declared eligible for assistance
The declaration names Washington County, Pennsylvania as the primary county eligible, and lists contiguous counties eligible for assistance: Pennsylvania — Allegheny, Beaver, Fayette, Greene, Westmoreland; West Virginia — Brooke, Hancock, Marshall, Ohio. The declaration covers both Pennsylvania and West Virginia.
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