FDIC Wants to Know How America Banks—Again
Published Date: 10/28/2026
Notice
Summary
The FDIC is updating its popular How America Banks Survey for 2027, which checks how U.S. households use banks and other financial services. This survey, done with the U.S. Census Bureau, helps everyone understand banking habits and improve financial policies. If you have thoughts, you’ve got until December 28, 2026, to share them—no cost to participate, just your voice!
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
FDIC to run 2027 banking survey
The FDIC will conduct its tenth biennial How America Banks Survey as a supplement to the U.S. Census Bureau’s June 2027 Current Population Survey to collect state-level data on bank account ownership, use of prepaid cards and nonbank payment services, and reasons households are unbanked. The survey is estimated to include 40,000 respondents and will produce estimates for all 50 States and the District of Columbia to inform policymakers, bankers, and researchers.
If selected, you’ll spend 9 minutes
If your household is selected for the June 2027 Current Population Survey, you may be asked to respond to the FDIC How America Banks Survey once. The FDIC estimates 40,000 respondents, an average time of 9 minutes (0.15 hours) per respondent, and a total burden of 6,000 hours; there is no monetary cost to participate.
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