A Stablecoin Licensing Rule Gets a Typo Fix

2026-21706, Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency

Starting January 18, 2027, banks and financial entities overseen by the Office of the Comptroller of the Currency (OCC) can officially issue stablecoins—digital money tied to real-world cash—under new clear rules. This move sets a national standard to boost innovation while keeping things safe and sound for users and businesses. It’s a big step toward making digital payments easier and more trustworthy across the U.S., with no surprise fees or delays.

2026-17823, Unsafe or Unsound Practices, Matters Requiring Attention

The OCC and FDIC are rolling out a new rule starting November 2, 2026, that clearly defines what counts as 'unsafe or unsound practices' for banks and savings institutions. This update helps banks focus on big financial risks instead of small paperwork issues, making supervision smarter and fairer. Banks will need to adjust how they handle these risks, which could affect their operations and how they communicate with regulators.

2026-08328, National Bank Non-Interest Charges and Fees

Starting June 30, 2026, national banks can clearly charge all kinds of non-interest fees, like those from credit and debit card transactions—even if set with help from others. This rule makes it official that banks have the power to collect these fees, and the public can share their thoughts until May 29, 2026. If you use or work with banks, this could affect the fees you see on your statements!

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-08143, Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements

The Treasury’s Office of the Comptroller of the Currency wants to simplify some banking rules by removing outdated or confusing parts. This affects banks, especially federal savings associations and those dealing with certain loan investments. They’re asking for public feedback by May 27, 2026, aiming to cut red tape and make compliance easier without changing costs.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

Previous: 2026-22035, TBL Group, Inc.-Acquisition of Control-Horizon Motor Coach, Inc.

TBL Group, a big company that controls several bus services, wants to take over Horizon Motor Coach, another bus company. The Surface Transportation Board is giving a thumbs-up to this deal, as long as no one objects by December 14, 2026. If all goes well, Horizon’s bus services will keep running under TBL’s control starting December 15, 2026.

Next: 2026-22039, 30-Day Notice of Proposed Information Collection: Moving To Work Amendment to Consolidated Annual Contributions Contract

HUD wants to update the paperwork for the Moving to Work program, which helps public housing agencies manage their funds and services more flexibly. They’re asking for public feedback by November 30, 2026, before making these changes official. This update aims to keep things running smoothly without adding extra costs or delays.