South Dakota Storm Damage Opens Door to Federal Disaster Loans
Published Date: 11/3/2026
Notice
Summary
South Dakota’s Hyde County got hit hard by storms, tornadoes, and flooding from June 28 to July 3, 2026. The government declared it a disaster area, opening the door for residents and businesses to apply for low-interest loans to fix damage or cover economic losses. You’ve got until December 28, 2026, for physical damage loans and July 29, 2027, for economic injury loans—so don’t wait!
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
Hyde County eligible for SBA disaster loans
If you live or run a business in Hyde County, South Dakota, the SBA declared the area a disaster for storms and flooding that happened June 28 through July 3, 2026, so you can apply for SBA disaster loans (physical damage or economic injury). The physical damage loan application deadline is December 28, 2026, and the Economic Injury Disaster Loan (EIDL) application deadline is July 29, 2027.
SBA disaster loan interest rates set
The notice sets specific interest rates for disaster loans: For physical damage—homeowners with credit available elsewhere 5.750%, businesses with credit available elsewhere 8.000%, businesses without credit available elsewhere 4.000%, and private non-profit organizations with credit available elsewhere 3.625%. For economic injury—businesses and small agricultural cooperatives without credit available elsewhere 4.000%, and private non-profit organizations without credit available elsewhere 3.625%.
How to apply and get help
You can apply for SBA disaster assistance online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations. For help, contact the SBA disaster assistance customer service center by email at [email protected] or by phone at 1-800-659-2955; if you are deaf or hard of hearing, dial 7-1-1 for telecommunications relay services.
Assigned disaster identification numbers
The SBA assigned disaster numbers for this event: physical damage number 22023B and economic injury number 220240, which applicants may need when applying or seeking information about these specific loans.
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