Texas Disaster Loans Open After Storms, Tornadoes, and Flooding
Published Date: 11/12/2026
Notice
Summary
Texas faced a major disaster from severe storms, tornadoes, and flooding between July 12 and August 4, 2026. The President declared disaster aid available, letting affected residents and businesses apply for loans to recover. Physical damage loan applications are due by December 29, 2026, and economic injury loans by July 30, 2027, helping Texans bounce back with financial support.
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
SBA Physical Disaster Loans Available
If you suffered physical damage in the listed primary Texas counties from the July 12, 2026 through August 4, 2026 disaster, you can apply for SBA physical disaster loans by December 29, 2026. Interest rates listed include 5.750% for homeowners with credit available elsewhere, 2.875% for homeowners without credit available elsewhere, 8.000% for businesses with credit available elsewhere, 4.000% for businesses without credit available elsewhere, and 3.625% for private non-profit organizations. Apply online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations; the physical damage disaster number is 220446.
Economic Injury (EIDL) Loans for Businesses and Nonprofits
Businesses, small agricultural cooperatives, and private non-profits in the listed primary counties (and in listed contiguous counties for EIDL only) can apply for Economic Injury Disaster Loans through July 30, 2027. The interest rates shown include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non-profit organizations without credit available elsewhere; apply at the MySBA Loan Portal (https://lending.sba.gov). The economic injury disaster number is 220450.
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