Federal Reserve Updates Asset Threshold for Bank Stockholder Dividends

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2025-12787, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy (called GSIBs) will see some changes to how much extra money they need to keep on hand to stay safe. The new rules lower the extra buffer they must hold to half of what it was before, making it easier for these banks to manage their money. These changes are proposed now, and banks and the public can share their thoughts before they take effect.

2026-22827, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you're planning to buy or keep big shares in a bank or bank holding company, you need to tell the Federal Reserve. They check these deals to keep banks safe and sound. If you want to share your thoughts, you have until November 24, 2026, to speak up—so don’t miss the deadline!

Previous: 2026-23053, Mining of Pillars

MSHA is scrapping old rules about mining pillars with just one mine opening because no one does that anymore—it’s unsafe! This change affects underground coal mines and kicks in on December 14, 2026. It won’t cost miners safety but will clear out outdated rules, making mining regulations simpler and safer.

Next: 2026-23072, Standard Instrument Approach Procedures, and Takeoff Minimums and Obstacle Departure Procedures; Miscellaneous Amendments

The FAA is updating flight rules for certain airports to keep flying safe and smooth. They’re changing how pilots approach, take off, and avoid obstacles based on new tech and airspace updates. These changes kick in on November 12, 2026, and affect pilots and airports, but won’t cost anyone extra.