Keep Your Coins Act of 2025
Sponsored By: Representative Davidson
Introduced
Summary
Protects individuals’ right to use and self-custody convertible virtual currency. This bill would stop federal agency heads from prohibiting or restricting people from using convertible virtual currency to buy goods or from holding it in self-hosted wallets for lawful purposes.
Show full summary
- Individuals: People who obtain convertible virtual currency to buy goods or services on their own behalf are treated as "covered users" regardless of how they obtained the currency.
- Self-custody: A "self-hosted wallet" is defined as a digital interface used to secure and transfer convertible virtual currency where the owner retains independent control.
- Scope and definitions: The bill ties the meaning of "convertible virtual currency" to 31 C.F.R. §1010.100 to decide when a token has equivalent value to currency or acts as a substitute for currency.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
New protections for using and holding crypto
The bill would bar federal agency heads from blocking people from using crypto for their own purchases. It would also stop them from restricting self-custody in a self-hosted wallet for lawful uses. It would define convertible virtual currency, covered user, and self-hosted wallet using 31 C.F.R. 1010.100. This section does not set penalties, enforcement, or start dates.
Sponsors & CoSponsors
Sponsor
Davidson
OH • R
Cosponsors
Rep. Begich, Nicholas J. [R-AK-At Large]
AK • R
Sponsored 6/3/2025
Greene (GA)
GA • R
Sponsored 9/4/2025
Rep. Massie, Thomas [R-KY-4]
KY • R
Sponsored 5/7/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov