HR1506119th CongressWALLET

SWIM Act of 2025

Sponsored By: Representative Steube, W. Gregory [R-FL-17]

Introduced

Summary

Treats basic water safety and swimming instruction costs as deductible medical expenses. This bill would let taxpayers claim certain water competency and water safety lesson costs and necessary equipment as medical expenses under section 213 of the tax code.

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  • Families and caregivers: Can deduct fees for basic water safety and basic swimming instruction for household members. The deduction is limited to $500 per taxpayer per year or $1,000 on a joint return or for head of household.
  • Itemizers and individual taxpayers: Lesson fees and equipment needed to participate may count as medical expenses when itemizing. No single item of equipment can exceed $100.
  • Program scope and timing: Lessons must focus on water safety and competency and not on competitive swimming or training. The change would apply to taxable years beginning after the date of enactment.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Tax break for swim safety lessons

If enacted, you could deduct some costs for basic water safety and basic swim lessons as medical expenses. The cap would be $500 per taxpayer each year, or $1,000 for a joint return or a head of household. Each single piece of equipment would be limited to $100 for the deduction. Lessons must focus on safety and competency, not competitive training. These rules would apply to tax years that begin after this bill becomes law.

Sponsors & CoSponsors

Sponsor

Steube, W. Gregory [R-FL-17]

FL • R

Cosponsors

  • Rep. Ross, Deborah K. [D-NC-2]

    NC • D

    Sponsored 2/21/2025

  • Del. Moylan, James C. [R-GU-At Large]

    GU • R

    Sponsored 2/21/2025

  • Davis (NC)

    NC • D

    Sponsored 2/21/2025

  • Rep. Vindman, Eugene Simon [D-VA-7]

    VA • D

    Sponsored 9/15/2025

  • Norcross

    NJ • D

    Sponsored 11/12/2025

  • Rep. Wasserman Schultz, Debbie [D-FL-25]

    FL • D

    Sponsored 4/27/2026

  • Rep. Williams, Nikema [D-GA-5]

    GA • D

    Sponsored 5/4/2026

Roll Call Votes

No roll call votes available for this bill.

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