Safe Access to Cash Act of 2025
Sponsored By: Representative Rose
Introduced
Summary
Expands federal bank robbery law to include network-connected ATMs and cash in transit. The bill would define “ATM” as a network-connected terminal that uses a bank-issued card or other access device and would treat ATMs and cash being loaded or unloaded as within a bank, credit union, or savings association’s custody for purposes of 18 U.S.C. 2113.
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- Depository institutions (banks, credit unions, savings associations): Would receive federal protection for robberies of ATMs and cash in transit even when an ATM is off-site or not owned by the institution.
- ATM owners and cash transporters: Robberies of network-connected ATMs or cash being loaded or unloaded would fall under the federal bank robbery framework, broadening where federal charges can apply.
- People who steal from ATMs or intercept cash in transit: Could face federal bank robbery charges when the targeted ATM is network-connected or the cash is destined for an ATM, because the bill ties the ATM definition to an access-device standard.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Stronger federal protection at ATMs
If enacted, the federal bank robbery law would clearly cover ATMs. It would also cover cash being moved to, loaded into, or taken from ATMs. Coverage would apply even if the ATM is off bank property or run by another company. An ATM would mean a network‑connected machine that lets depositors use a card or other access device. The change would take effect upon enactment.
Sponsors & CoSponsors
Sponsor
Rose
TN • R
Cosponsors
Ivey
MD • D
Sponsored 2/26/2025
Fitzgerald
WI • R
Sponsored 2/26/2025
Rep. Meuser, Daniel [R-PA-9]
PA • R
Sponsored 2/26/2025
Rep. Brownley, Julia [D-CA-26]
CA • D
Sponsored 2/26/2025
Rep. Foster, Bill [D-IL-11]
IL • D
Sponsored 2/26/2025
Rep. Ogles, Andrew [R-TN-5]
TN • R
Sponsored 2/26/2025
Kustoff
TN • R
Sponsored 2/26/2025
Rutherford
FL • R
Sponsored 7/23/2025
Moore (NC)
NC • R
Sponsored 10/8/2025
Rep. Correa, J. Luis [D-CA-46]
CA • D
Sponsored 4/15/2026
Rep. Gill, Brandon [R-TX-26]
TX • R
Sponsored 4/21/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov