All Roll Calls
Yes: 414 • No: 7
HR2978119th CongressWALLET
GUARD Act
Sponsored By: Representative Nunn, Zachary [R-IA-3]
Passed House
Summary
Empower state, local, and Tribal law enforcement to use federal grant funds and digital tracing tools to fight elder financial fraud, pig butchering, and related scams. The bill would let eligible agencies draw on named federal grant programs for training, personnel, technology, and coordination while demanding regular reporting on results and trends.
Show full summary
- Seniors and households: Expands investigative resources for elder financial fraud and pig butchering by funding specialized training, technology, and liaison work to improve detection, recovery, and deterrence.
- State, local, and Tribal law enforcement: Permits use of funds from specific programs such as the COPS Technology and Equipment Program, Justice Information Sharing Training and Technical Assistance, and other eligible grants for personnel, blockchain tracing tools, interoperable communications, and joint exercises.
- Federal agencies and the financial sector: Authorizes federal agencies to assist non-federal partners and fusion centers with blockchain tracing tools. It also requires a Treasury and FinCEN cross-agency report within one year and a biennial state-of-scam report every two years, plus annual reporting from grant recipients to grantors and to Congress.
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
More tools for agencies to fight scams
If enacted, State, local, and Tribal law enforcement would be able to use listed federal grants to investigate elder fraud, pig butchering, and other financial scams. They would be able to hire and retain analysts and investigators, train staff, and buy software and tracing tools. Training would include blockchain intelligence named on the February 2024 federal Critical and Emerging Technology List and cross-border case work. Agencies would improve data and reporting, run exercises with banks, and name a financial-sector liaison. Federal law enforcement would be allowed to help local agencies and fusion centers use blockchain tracing tools. The bill would define key terms like elder financial fraud, pig butchering, and which grants count as eligible, and these changes would take effect upon enactment.
New reports tracking scams and results
If enacted, any agency or grantee that uses these federal funds would need to report within one year how much was spent, on what, local fraud statistics, and how the work changed those numbers. Each federal grantor agency would send Congress an annual roll-up of those reports. Treasury and FinCEN, with DOJ, DHS, and banking regulators, would deliver a one-year report on efforts to fight general fraud, pig butchering, elder fraud, and scams, with possible legislative ideas. FinCEN would also send a state-of-scams report not later than two years after enactment and every two years after. That report would use Bank Secrecy Act data to show report volume, dollar amounts, methods used, the role of digital assets, and Rapid Response Program metrics like referrals and amounts recovered.
Sponsors & CoSponsors
Sponsor
Nunn, Zachary [R-IA-3]
IA • R
Cosponsors
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 4/21/2025
Rep. Fitzgerald, Scott [R-WI-5]
WI • R
Sponsored 4/21/2025
Rep. Nehls, Troy E. [R-TX-22]
TX • R
Sponsored 8/1/2025
Rep. Shreve, Jefferson [R-IN-6]
IN • R
Sponsored 9/15/2025
Rep. McBride, Sarah [D-DE-At Large]
DE • D
Sponsored 9/26/2025
Rep. Meuser, Daniel [R-PA-9]
PA • R
Sponsored 9/26/2025
Rep. Williams, Roger [R-TX-25]
TX • R
Sponsored 9/26/2025
Rep. Moore, Barry [R-AL-1]
AL • R
Sponsored 9/26/2025
Rep. Gillen, Laura [D-NY-4]
NY • D
Sponsored 10/14/2025
Rep. Harder, Josh [D-CA-9]
CA • D
Sponsored 10/24/2025
Rep. Sorensen, Eric [D-IL-17]
IL • D
Sponsored 11/17/2025
Rep. Brownley, Julia [D-CA-26]
CA • D
Sponsored 11/17/2025
Rep. Barr, Andy [R-KY-6]
KY • R
Sponsored 11/18/2025
Rep. Grothman, Glenn [R-WI-6]
WI • R
Sponsored 11/19/2025
Rep. Salazar, Maria Elvira [R-FL-27]
FL • R
Sponsored 12/9/2025
Rep. Mannion, John W. [D-NY-22]
NY • D
Sponsored 12/9/2025
Rep. Suozzi, Thomas R. [D-NY-3]
NY • D
Sponsored 12/17/2025
Rep. Whitesides, George [D-CA-27]
CA • D
Sponsored 12/17/2025
Rep. Tran, Derek [D-CA-45]
CA • D
Sponsored 12/18/2025
Rep. Vasquez, Gabe [D-NM-2]
NM • D
Sponsored 12/18/2025
Rep. Wittman, Robert J. [R-VA-1]
VA • R
Sponsored 2/10/2026
Rep. Valadao, David G. [R-CA-22]
CA • R
Sponsored 2/10/2026
Rep. Van Drew, Jefferson [R-NJ-2]
NJ • R
Sponsored 2/20/2026
Rep. Downing, Troy [R-MT-2]
MT • R
Sponsored 2/23/2026
Rep. Lee, Susie [D-NV-3]
NV • D
Sponsored 2/23/2026
Rep. Hayes, Jahana [D-CT-5]
CT • D
Sponsored 2/23/2026
Rep. Moore, Tim [R-NC-14]
NC • R
Sponsored 2/23/2026
Rep. Tiffany, Thomas P. [R-WI-7]
WI • R
Sponsored 2/24/2026
Rep. Stutzman, Marlin A. [R-IN-3]
IN • R
Sponsored 2/24/2026
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 3/18/2026
Rep. Smith, Adam [D-WA-9]
WA • D
Sponsored 4/14/2026
Rep. Mann, Tracey [R-KS-1]
KS • R
Sponsored 4/21/2026
Rep. Kiggans, Jennifer A. [R-VA-2]
VA • R
Sponsored 4/15/2026
Rep. Craig, Angie [D-MN-2]
MN • D
Sponsored 4/22/2026
Rep. Johnson, Julie [D-TX-32]
TX • D
Sponsored 4/22/2026
Rep. De La Cruz, Monica [R-TX-15]
TX • R
Sponsored 4/23/2026
Rep. Subramanyam, Suhas [D-VA-10]
VA • D
Sponsored 4/23/2026
Rep. Hinson, Ashley [R-IA-2]
IA • R
Sponsored 5/11/2026
Rep. Fedorchak, Julie [R-ND-At Large]
ND • R
Sponsored 5/12/2026
Rep. Casten, Sean [D-IL-6]
IL • D
Sponsored 5/12/2026
Rep. Latimer, George [D-NY-16]
NY • D
Sponsored 5/13/2026
Rep. Kim, Young [R-CA-40]
CA • R
Sponsored 5/14/2026
Rep. Calvert, Ken [R-CA-41]
CA • R
Sponsored 5/14/2026
Rep. Kennedy, Timothy M. [D-NY-26]
NY • D
Sponsored 5/19/2026
Rep. Pfluger, August [R-TX-11]
TX • R
Sponsored 5/19/2026
Rep. Schmidt, Derek [R-KS-2]
KS • R
Sponsored 6/2/2026
Rep. Ivey, Glenn [D-MD-4]
MD • D
Sponsored 6/2/2026
Rep. Evans, Gabe [R-CO-8]
CO • R
Sponsored 6/3/2026
Rep. Palmer, Gary J. [R-AL-6]
AL • R
Sponsored 6/3/2026
Rep. Amo, Gabe [D-RI-1]
RI • D
Sponsored 6/4/2026
Rep. Owens, Burgess [R-UT-4]
UT • R
Sponsored 6/10/2026
Rep. Min, Dave [D-CA-47]
CA • D
Sponsored 9/3/2026
Rep. Guthrie, Brett [R-KY-2]
KY • R
Sponsored 9/3/2026
Rep. Goodlander, Maggie [D-NH-2]
NH • D
Sponsored 9/14/2026
Roll Call Votes
house vote • 9/15/2026
On Motion to Suspend the Rules and Pass, as Amended
Yes: 414 • No: 7