HR3762119th CongressWALLET

Supporting Healthy Moms and Babies Act

Sponsored By: Representative Golden, Jared F. [D-ME-2]

Introduced

Summary

No-cost sharing for maternity and newborn care is the core aim of this bill. It would require comprehensive prenatal, labor and delivery, neonatal, perinatal, and postpartum services to be covered with no copays or deductibles across ACA, ERISA, and tax-code governed plans.

Show full summary
  • Families and new parents would receive covered services such as ultrasounds, miscarriage care, delivery services (including anesthesiology and fetal monitoring), specialist consultations, and postpartum health care with no cost-sharing.
  • The bill defines "postpartum" as the 1-year period after a pregnancy ends and requires behavioral health services for that period, including care for legal parents who did not give birth.
  • Health plans and insurers would be required to follow the same no-cost-sharing rule because the bill adds parallel provisions to the Affordable Care Act, the Employee Retirement Income Security Act, and the Internal Revenue Code for plan years beginning on or after enactment.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

No copays for maternity and newborn care

If enacted, your group or individual health plan would have to cover prenatal, childbirth, neonatal, perinatal, and postpartum care with no cost-sharing. You would not pay deductibles, copays, or coinsurance for these services. The rule would apply to employer plans and other group and individual policies, through changes to ERISA, the tax code, and the Public Health Service Act. It would take effect for plan years that start on or after the date of enactment. Plans would still need to cover the services to the same extent required for marketplace plans.

One-year postpartum and expanded benefits

The bill would expand what counts as essential maternity and newborn benefits. Plans that must follow Affordable Care Act essential benefits rules would need to cover prenatal, labor and delivery, neonatal, perinatal, and postpartum care and screenings. At a minimum, this would include ultrasounds, miscarriage care, delivery services (anesthesia, fetal monitoring, specialist consults), and postpartum care. Postpartum would mean the 1-year period after a pregnancy ends, including behavioral health for pregnancy-related conditions and for legal parents who did not give birth. These coverage rules would apply to plan years starting on or after enactment.

Sponsors & CoSponsors

Sponsor

Golden, Jared F. [D-ME-2]

ME • D

Cosponsors

  • Rep. Kim, Young [R-CA-40]

    CA • R

    Sponsored 6/5/2025

  • McClellan

    VA • D

    Sponsored 6/5/2025

  • Rep. Valadao, David G. [R-CA-22]

    CA • R

    Sponsored 6/5/2025

  • Budzinski

    IL • D

    Sponsored 6/9/2025

  • Davis (NC)

    NC • D

    Sponsored 7/2/2025

  • Rep. Sykes, Emilia Strong [D-OH-13]

    OH • D

    Sponsored 7/14/2025

  • Rep. Harder, Josh [D-CA-9]

    CA • D

    Sponsored 7/14/2025

  • Rep. Ryan, Patrick [D-NY-18]

    NY • D

    Sponsored 8/15/2025

  • Rep. Beatty, Joyce [D-OH-3]

    OH • D

    Sponsored 3/12/2026

  • Rep. Mackenzie, Ryan [R-PA-7]

    PA • R

    Sponsored 3/16/2026

  • Rep. Goldman, Daniel S. [D-NY-10]

    NY • D

    Sponsored 3/16/2026

  • Wittman

    VA • R

    Sponsored 3/16/2026

  • Rep. Lieu, Ted [D-CA-36]

    CA • D

    Sponsored 3/18/2026

  • DelBene

    WA • D

    Sponsored 3/18/2026

  • Adams

    NC • D

    Sponsored 3/24/2026

  • Rep. Magaziner, Seth [D-RI-2]

    RI • D

    Sponsored 3/24/2026

  • Rep. Carbajal, Salud O. [D-CA-24]

    CA • D

    Sponsored 3/24/2026

  • Rep. Balint, Becca [D-VT-At Large]

    VT • D

    Sponsored 3/24/2026

  • Schrier

    WA • D

    Sponsored 3/27/2026

  • Rep. Walkinshaw, James R. [D-VA-11]

    VA • D

    Sponsored 3/30/2026

  • Rep. Thanedar, Shri [D-MI-13]

    MI • D

    Sponsored 4/9/2026

  • Rep. Pappas, Chris [D-NH-1]

    NH • D

    Sponsored 4/9/2026

  • Thompson (CA)

    CA • D

    Sponsored 4/13/2026

  • Rep. Pocan, Mark [D-WI-2]

    WI • D

    Sponsored 4/13/2026

  • McBride

    DE • D

    Sponsored 4/16/2026

  • Mullin

    CA • D

    Sponsored 4/16/2026

  • Casten

    IL • D

    Sponsored 4/28/2026

  • Rep. Gottheimer, Josh [D-NJ-5]

    NJ • D

    Sponsored 4/28/2026

Roll Call Votes

No roll call votes available for this bill.

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