Living Donor Protection Act of 2025
Sponsored By: Representative Bacon, Don [R-NE-2]
Introduced
Summary
Protects living organ donors from insurance discrimination. This bill would bar life, disability, and long-term care insurers from denying coverage, canceling policies, refusing to issue policies, or charging different premiums solely because someone donated an organ, unless there is a real, unique actuarial risk tied to donation.
Show full summary
- Living donors: Would prevent insurers from denying or raising costs for life, disability, or long-term care insurance based only on donor status when no unique actuarial risk exists.
- State regulators: Leaves enforcement to state insurance regulators acting under each state's laws.
- Public and potential donors: Requires the Department of Health and Human Services to update public education materials within 6 months, using organdonor.gov, public service announcements, and other media to explain donation risks, benefits, and the new insurance protections.
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
No insurance penalties for living donors
If enacted, insurers would not be allowed to deny, cancel, or raise prices on life, disability, or certain long‑term care policies just because you are a living organ donor. They could change terms only if they can show actual, unique, and material actuarial risks tied to your donation. State insurance regulators would enforce this rule under state law. This protection would start on enactment.
Update public info on living donation
HHS would update public materials on living organ donation within 6 months of enactment. The updates would explain benefits and risks and how donation can affect access to insurance, including these proposed insurance protections. HHS would use PSAs, websites like organdonor.gov, and other media.
Sponsors & CoSponsors
Sponsor
Bacon, Don [R-NE-2]
NE • R
Cosponsors
Rep. Nadler, Jerrold [D-NY-12]
NY • D
Sponsored 7/22/2025
Balderson
OH • R
Sponsored 7/29/2025
Costa
CA • D
Sponsored 7/29/2025
Rep. Miller-Meeks, Mariannette [R-IA-1]
IA • R
Sponsored 7/29/2025
Rep. Wilson, Joe [R-SC-2]
SC • R
Sponsored 7/29/2025
Barr
KY • R
Sponsored 7/29/2025
Rep. Doggett, Lloyd [D-TX-37]
TX • D
Sponsored 7/29/2025
Conaway
NJ • D
Sponsored 7/29/2025
McClellan
VA • D
Sponsored 7/29/2025
Rep. Quigley, Mike [D-IL-5]
IL • D
Sponsored 7/29/2025
Rep. Clarke, Yvette D. [D-NY-9]
NY • D
Sponsored 7/29/2025
Rep. García, Jesús G. "Chuy" [D-IL-4]
IL • D
Sponsored 7/29/2025
Rep. Schneider, Bradley Scott [D-IL-10]
IL • D
Sponsored 7/29/2025
Rep. Tonko, Paul [D-NY-20]
NY • D
Sponsored 7/29/2025
Rep. Evans, Dwight [D-PA-3]
PA • D
Sponsored 7/29/2025
Rep. Veasey, Marc A. [D-TX-33]
TX • D
Sponsored 7/29/2025
Bonamici
OR • D
Sponsored 7/29/2025
Sherrill
NJ • D
Sponsored 7/29/2025
DelBene
WA • D
Sponsored 7/29/2025
Rep. Strickland, Marilyn [D-WA-10]
WA • D
Sponsored 7/29/2025
Rep. Tlaib, Rashida [D-MI-12]
MI • D
Sponsored 7/29/2025
Rep. Valadao, David G. [R-CA-22]
CA • R
Sponsored 7/29/2025
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 7/29/2025
McCollum
MN • D
Sponsored 7/29/2025
Rep. Garcia, Robert [D-CA-42]
CA • D
Sponsored 7/29/2025
Sewell
AL • D
Sponsored 7/29/2025
Rep. Brownley, Julia [D-CA-26]
CA • D
Sponsored 7/29/2025
Rep. Davids, Sharice [D-KS-3]
KS • D
Sponsored 7/29/2025
Rep. Huffman, Jared [D-CA-2]
CA • D
Sponsored 7/29/2025
Ciscomani
AZ • R
Sponsored 7/29/2025
Rep. Moore, Gwen [D-WI-4]
WI • D
Sponsored 7/29/2025
Auchincloss
MA • D
Sponsored 7/29/2025
Rep. Deluzio, Christopher R. [D-PA-17]
PA • D
Sponsored 7/29/2025
Rep. Lieu, Ted [D-CA-36]
CA • D
Sponsored 7/29/2025
Rep. Boyle, Brendan F. [D-PA-2]
PA • D
Sponsored 7/29/2025
Rep. Meng, Grace [D-NY-6]
NY • D
Sponsored 8/8/2025
Rep. Vargas, Juan [D-CA-52]
CA • D
Sponsored 8/8/2025
Rep. Kim, Young [R-CA-40]
CA • R
Sponsored 8/8/2025
Cohen
TN • D
Sponsored 8/8/2025
Rep. Tokuda, Jill N. [D-HI-2]
HI • D
Sponsored 8/8/2025
Rep. Matsui, Doris O. [D-CA-7]
CA • D
Sponsored 8/8/2025
Scott, David
GA • D
Sponsored 8/8/2025
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 8/8/2025
Rep. Jayapal, Pramila [D-WA-7]
WA • D
Sponsored 8/8/2025
Schakowsky
IL • D
Sponsored 8/8/2025
Rep. McIver, LaMonica [D-NJ-10]
NJ • D
Sponsored 8/8/2025
Rep. Torres, Ritchie [D-NY-15]
NY • D
Sponsored 8/8/2025
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 8/8/2025
Rep. Chu, Judy [D-CA-28]
CA • D
Sponsored 8/8/2025
Crow
CO • D
Sponsored 8/8/2025
Rep. Ross, Deborah K. [D-NC-2]
NC • D
Sponsored 8/8/2025
Simon
CA • D
Sponsored 8/8/2025
McBride
DE • D
Sponsored 8/8/2025
Rep. Vasquez, Gabe [D-NM-2]
NM • D
Sponsored 8/8/2025
Rep. Case, Ed [D-HI-1]
HI • D
Sponsored 8/8/2025
Rep. Perez, Marie Gluesenkamp [D-WA-3]
WA • D
Sponsored 8/15/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 8/15/2025
Thompson (MS)
MS • D
Sponsored 8/15/2025
Rep. Pocan, Mark [D-WI-2]
WI • D
Sponsored 8/15/2025
Rep. Williams, Nikema [D-GA-5]
GA • D
Sponsored 8/15/2025
Rep. Takano, Mark [D-CA-39]
CA • D
Sponsored 8/26/2025
Rep. Stanton, Greg [D-AZ-4]
AZ • D
Sponsored 8/26/2025
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 8/26/2025
Rep. Meuser, Daniel [R-PA-9]
PA • R
Sponsored 8/26/2025
Rep. Malliotakis, Nicole [R-NY-11]
NY • R
Sponsored 8/26/2025
Mrvan
IN • D
Sponsored 8/26/2025
Norcross
NJ • D
Sponsored 8/26/2025
Rep. Balint, Becca [D-VT-At Large]
VT • D
Sponsored 9/4/2025
Craig
MN • D
Sponsored 9/4/2025
Trahan
MA • D
Sponsored 9/10/2025
Rep. Miller, Carol D. [R-WV-1]
WV • R
Sponsored 9/10/2025
Randall
WA • D
Sponsored 9/10/2025
Ivey
MD • D
Sponsored 9/17/2025
Castro (TX)
TX • D
Sponsored 9/17/2025
Cuellar
TX • D
Sponsored 9/19/2025
Jackson (IL)
IL • D
Sponsored 9/26/2025
Bresnahan
PA • R
Sponsored 9/30/2025
Cole
OK • R
Sponsored 10/8/2025
Rep. McClain Delaney, April [D-MD-6]
MD • D
Sponsored 10/8/2025
Rep. Gillen, Laura [D-NY-4]
NY • D
Sponsored 10/17/2025
Rep. Lynch, Stephen F. [D-MA-8]
MA • D
Sponsored 10/17/2025
Rep. Rouzer, David [R-NC-7]
NC • R
Sponsored 10/17/2025
Rep. Dean, Madeleine [D-PA-4]
PA • D
Sponsored 10/17/2025
Rep. Carey, Mike [R-OH-15]
OH • R
Sponsored 10/17/2025
Rep. Harder, Josh [D-CA-9]
CA • D
Sponsored 10/31/2025
Soto
FL • D
Sponsored 10/31/2025
Loudermilk
GA • R
Sponsored 10/31/2025
Rep. Dexter, Maxine [D-OR-3]
OR • D
Sponsored 10/31/2025
Rep. Houlahan, Chrissy [D-PA-6]
PA • D
Sponsored 10/31/2025
Rep. Castor, Kathy [D-FL-14]
FL • D
Sponsored 10/31/2025
Kelly (PA)
PA • R
Sponsored 11/7/2025
Rep. Shreve, Jefferson [R-IN-6]
IN • R
Sponsored 11/7/2025
Allen
GA • R
Sponsored 11/7/2025
Pingree
ME • D
Sponsored 11/7/2025
Fitzgerald
WI • R
Sponsored 11/20/2025
Rep. Latimer, George [D-NY-16]
NY • D
Sponsored 11/20/2025
Rep. Scanlon, Mary Gay [D-PA-5]
PA • D
Sponsored 12/5/2025
Fletcher
TX • D
Sponsored 12/5/2025
Rep. Beatty, Joyce [D-OH-3]
OH • D
Sponsored 12/5/2025
Rutherford
FL • R
Sponsored 12/5/2025
Mfume
MD • D
Sponsored 12/5/2025
Bilirakis
FL • R
Sponsored 12/12/2025
Rep. Tenney, Claudia [R-NY-24]
NY • R
Sponsored 12/12/2025
Rep. Bynum, Janelle S. [D-OR-5]
OR • D
Sponsored 12/12/2025
Rep. Walkinshaw, James R. [D-VA-11]
VA • D
Sponsored 12/12/2025
Levin
CA • D
Sponsored 12/16/2025
Thompson (CA)
CA • D
Sponsored 12/16/2025
Escobar
TX • D
Sponsored 12/16/2025
Rep. Foster, Bill [D-IL-11]
IL • D
Sponsored 12/17/2025
Rep. Min, Dave [D-CA-47]
CA • D
Sponsored 12/17/2025
Rep. Neguse, Joe [D-CO-2]
CO • D
Sponsored 12/18/2025
Rep. Tran, Derek [D-CA-45]
CA • D
Sponsored 12/18/2025
Rep. Pou, Nellie [D-NJ-9]
NJ • D
Sponsored 1/16/2026
Rep. Van Orden, Derrick [R-WI-3]
WI • R
Sponsored 2/17/2026
Davis (NC)
NC • D
Sponsored 2/17/2026
Rep. Carter, Troy A. [D-LA-2]
LA • D
Sponsored 2/17/2026
McBath
GA • D
Sponsored 3/26/2026
Rep. Moskowitz, Jared [D-FL-23]
FL • D
Sponsored 3/26/2026
Budzinski
IL • D
Sponsored 3/26/2026
Rep. Cleaver, Emanuel [D-MO-5]
MO • D
Sponsored 3/26/2026
Kean
NJ • R
Sponsored 3/26/2026
Mullin
CA • D
Sponsored 4/21/2026
Rep. Subramanyam, Suhas [D-VA-10]
VA • D
Sponsored 4/21/2026
Rep. Hayes, Jahana [D-CT-5]
CT • D
Sponsored 4/21/2026
Bost
IL • R
Sponsored 4/21/2026
Rep. Johnson, Julie [D-TX-32]
TX • D
Sponsored 4/21/2026
Rep. Krishnamoorthi, Raja [D-IL-8]
IL • D
Sponsored 4/30/2026
Grijalva
AZ • D
Sponsored 4/30/2026
Cisneros
CA • D
Sponsored 4/30/2026
Rep. Mann, Tracey [R-KS-1]
KS • R
Sponsored 4/30/2026
Rep. Carbajal, Salud O. [D-CA-24]
CA • D
Sponsored 5/12/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov