HR463119th CongressWALLET

Lower Your Taxes Act

Sponsored By: Representative Sykes, Emilia Strong [D-OH-13]

Introduced

Summary

Expands refundable tax credits for children and low-income workers. The bill widens the Earned Income Tax Credit and creates a monthly, advanceable Child Tax Credit while raising taxes on corporations and some high earners.

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 2 benefits, 2 costs, 0 mixed.

Bigger earned income credit, plus state help

If enacted, the earned income tax credit (EITC) would be larger and start at lower phaseout rates. Key amounts would rise (for example, the earned income amount would go to $19,000 and a key threshold to $27,000), and the age limit would change so workers 18+ could qualify. For joint filers, the phaseout amount would be twice the single amount. Starting after 2026, EITC amounts would adjust with GDP. A new federal payment would also make up for nonrefundable state EITCs you cannot use, minus any extra state tax you would owe without the credit. Treasury would send notices to people who look likely eligible but did not claim the EITC or did not file. These changes would apply to tax years beginning after December 31, 2025.

Monthly child payments for families

If enacted, families would get monthly child payments: $350 per child under 6 and $300 per child age 6 to 17. Payments would shrink by 5% of income over a threshold ($150,000 joint, $75,000 separate, $112,500 others), spread across the months. A child must live with you most of the month and be under 18. Treasury would send estimated monthly payments with grace periods, quick appeals, e-funds delivery, and protections against most offsets and garnishment. Territories could get $300,000 extra in 2026, 2027, and 2028 to run these payments. Some indexing rules would start for months after December 31, 2025.

Capital gains tax break capped at $1M

If enacted, lower capital gains tax rates would only apply if your taxable income is $1,000,000 or less ($500,000 if married filing separately). Above that, your net capital gains would be taxed at higher ordinary rates. The $1,000,000 amount would be indexed after 2026. This would start for tax years after December 31, 2025.

Higher taxes on big corporations

If enacted, the corporate income tax rate would rise from 21% to 28%. A two-tier corporate minimum tax would apply: 15% on adjusted financial statement income up to $5 billion and 25% above that. The tax on stock buybacks would increase from 1% to 4%. These changes would start for tax years after December 31, 2025 and could raise costs for large firms, with possible effects on investors and prices.

Sponsors & CoSponsors

Sponsor

Sykes, Emilia Strong [D-OH-13]

OH • D

Cosponsors

  • Mfume

    MD • D

    Sponsored 2/6/2025

  • Turner (TX)

    TX • D

    Sponsored 2/6/2025

  • Rep. Underwood, Lauren [D-IL-14]

    IL • D

    Sponsored 2/6/2025

Roll Call Votes

No roll call votes available for this bill.

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