IDA Act of 2026
Sponsored By: Representative Van Drew
Introduced
Summary
Exempts non-conflicting State laws on dental benefits and their administration from ERISA preemption. The Improving Dental Administration Act of 2026 would allow State laws about dental benefits and how those benefits are run to apply to ERISA-covered plans so long as they do not conflict with ERISA Title I or Title IV, with the change taking effect 18 months after enactment.
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- States: Gives States the ability to enforce laws tied to dental benefits and the administration of those benefits when those laws do not conflict with ERISA Title I or Title IV. This authority begins 18 months after the law takes effect.
- ERISA-covered plans and administrators: Subsection (a) of ERISA would not preempt non-conflicting State dental laws, expanding the situations where State rules can reach plan operations.
- Scope change: The bill explicitly adds administrative aspects of dental benefits to the categories of State law that may be exempt from ERISA preemption.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
State dental rules could apply
This bill would let states apply their dental benefit laws to job-based plans covered by ERISA. The change would start beginning 18 months after enactment. It would include state rules about how dental benefits are administered, not just what benefits must be offered. It would apply only when a state law does not conflict with ERISA Title I and Title IV. If enacted, employers and insurers might face new rules that could change coverage or raise premiums for some households.
Sponsors & CoSponsors
Sponsor
Van Drew
NJ • R
Cosponsors
Conaway
NJ • D
Sponsored 3/12/2026
Rep. Murphy, Gregory F. [R-NC-3]
NC • R
Sponsored 3/24/2026
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 4/2/2026
Franklin, Scott
FL • R
Sponsored 4/2/2026
Rep. Bergman, Jack [R-MI-1]
MI • R
Sponsored 4/9/2026
Babin
TX • R
Sponsored 4/16/2026
Davis (NC)
NC • D
Sponsored 4/16/2026
Rep. Wilson, Joe [R-SC-2]
SC • R
Sponsored 4/30/2026
Roll Call Votes
No roll call votes available for this bill.
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