HR8278119th CongressWALLET

Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act

Sponsored By: Representative Stutzman

In Committee

Summary

Mandatory technology and procurement assessments for federal financial supervisors would require major regulators to map where outdated IT and buying rules block real‑time oversight and to identify ways to modernize. The bill sets deadlines for agency assessments and coordinated reporting so Congress gets a clear picture of gaps and risks.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Technology reviews for financial regulators

This bill would define which federal supervisors must do technology reviews. It would list the Federal Reserve Board; the Consumer Financial Protection Bureau; the FDIC; the Department of the Treasury (including the OCC and FinCEN); the Federal Housing Finance Agency; and the National Credit Union Administration. Each covered agency would have 180 days after enactment to finish two assessments: one of its technologies for supervision and data, and one of its procurement and testing rules. The agencies would then send a joint report to the House Financial Services Committee and the Senate Banking Committee within 18 months after the assessments and every five years after that. Reports would describe hardware and software used for supervision; procurement practices; workforce and contractor reliance; information-collection and data-sharing problems; estimates of costs for supervised firms to change systems; and plans, timelines, and cost estimates for future upgrades.

Sponsors & CoSponsors

Sponsor

Stutzman

IN • R

Cosponsors

  • Rep. Foster, Bill [D-IL-11]

    IL • D

    Sponsored 4/14/2026

Roll Call Votes

No roll call votes available for this bill.

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