Domenic and Ed’s Law

Parent loan discharge for disability

If enacted, parent borrowers would be able to have their federal loan liability discharged when the student becomes permanently and totally disabled. The bill would also allow discharge if the student cannot work because of a medically determinable physical or mental impairment. The impairment must either be expected to result in death, have lasted at least 60 continuous months, or be expected to last at least 60 continuous months. Determinations would follow the Secretary's regulations. The rule would apply to any parent loan made before, on, or after enactment and would not depend on when the disability began.