American Family Cost-of-Living Relief Act of 2026
Sponsored By: Representative Mace, Nancy [R-SC-1]
Introduced
Summary
Household cost impact analysis. This bill would require federal agencies to analyze and publish how proposed rules affect household costs and would block final rules that would substantially increase those costs except when a law or a declared emergency requires the action.
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- Households: Gives families a formal check against rules that raise spending on essentials. A change that increases average household out-of-pocket costs by $50 or more per year counts as a substantial increase.
- Agencies and oversight: Agencies must publish an initial cost analysis with proposed rules and a final analysis after public comment. The Office of Management and Budget must issue guidance within 180 days and publish annual reports identifying major rules that increased household costs.
- Courts and enforcement: Households harmed by agency noncompliance could seek judicial review under Chapter 7, and courts would have jurisdiction to review those claims.
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Protect households from costly rules
This bill would require agencies to publish an initial and final household-cost analysis whenever they publish a general notice of proposed rulemaking. The analyses would say whether a rule would raise household costs by $50 or more per year, show effects by household income, list affected goods and services, and offer lower-cost alternatives. An agency could not issue a final rule that would raise household costs by $50 or more unless the rule is required by law or the agency certifies an imminent national security threat or a President-declared disaster or emergency to Congress. Rules issued under that emergency exception that raise household costs would last no more than one year unless later authorized by law.
Budget office reports and guidance
This bill would require the Director of the Office of Management and Budget to issue guidance to agency heads within 180 days on how to follow the new household-cost rules. Not later than one year after enactment, and every year after, the Director would publish a report naming major rules that substantially increased household costs and recommending amendments, repeals, or legislative fixes.
Households can sue over costly rules
This bill would let any household that is adversely affected or aggrieved by a covered final agency action seek judicial review under chapter 7 of title 5. Courts that already review agency rulemakings would also have jurisdiction to hear claims that an agency failed to follow the new household-cost requirements. This would apply to rules proposed on or after the law is enacted.
Sponsors & CoSponsors
Sponsor
Mace, Nancy [R-SC-1]
SC • R
Cosponsors
Rep. Massie, Thomas [R-KY-4]
KY • R
Sponsored 4/30/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov