Whole-Home Repairs Act of 2025

• Homeowners: Homeowners with income at or below 80 percent of area median income or up to 200 percent of the federal poverty guideline could get grant-funded repairs sized to local construction costs and approved by HUD.
• Small landlords: Landlords owning fewer than 10 properties (and no more than 50 units) could receive forgivable or standard loans for repairs to assisted affordable units and common areas, with forgiveness after 3 years if they meet program terms.
• Renters: Assisted units must keep current tenants on current terms for 3 years in most cases and limit rent increases on repaired units to 5 percent of base rent or inflation, whichever is lower, for at least 3 years.
• Local and Tribal governments and nonprofits: States and units of general local government would administer awards through implementing organizations and subrecipients, with 2 to 10 awards yearly and a priority on diverse urban, suburban, rural, and Tribal geographies.
• Program rules and oversight: Funds must coordinate with other federal repair programs, allow up to 10 percent for workforce training and up to 10 percent for admin costs, require annual reporting, and include Inspector General reviews.

*Would make up to $25.0 million available from existing Lead Hazard Control and Healthy Homes appropriations to run the pilot.*