S1552119th CongressWALLET

Living Donor Protection Act of 2025

Sponsored By: Senator Cotton, Tom [R-AR]

In Committee

Summary

Protect living organ donors from insurance discrimination and recognize organ donation as an FMLA-qualifying health condition, while directing agencies to update public education on donation.

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  • Families and donors: This bill would forbid life, disability, and long-term care insurers from denying coverage, canceling policies, refusing to issue, or charging different prices solely because someone is a living organ donor. Enforcement is assigned to state insurance regulators under state law.
  • Workers and employers: Organ donation surgery, preparation, and recovery would count as a serious health condition under the Family and Medical Leave Act for private and certain public employees. For federal civil service workers it would let donors substitute available leave for as much as possible of the 12-week FMLA period.
  • Public education and agencies: The Secretary of Health and Human Services, in coordination with the Secretary of Labor, would have 6 months to review and update educational materials about living donation and may conduct outreach through public service announcements and website updates.

Together, these changes would combine legal protections, workplace leave recognition, and government outreach to reduce barriers to living organ donation.

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Job-protected leave for organ donors

If enacted, organ donation, surgery preparation, and recovery would count as a serious health condition under FMLA. That would let eligible private‑sector workers take job‑protected leave for donation and recovery. If enacted, federal civil service rules would also add donation activities to qualifying conditions. Federal employees who use any part of the 12‑week leave to donate would be able to substitute as much of that time as possible with available paid leave.

Insurance protections for organ donors

If enacted, life, disability, and long‑term care insurers would generally be barred from denying coverage, canceling, or raising prices just because a person is a living organ donor. The ban would allow insurers to act only when there are actual, unique, and material actuarial risks. State insurance regulators could enforce the rule only to the extent state law allows. The change would take effect upon enactment.

Government outreach on organ donation rights

If enacted, the Department of Health and Human Services, with Labor as appropriate, would review and update public education and materials on living donation within six months. The updates would include information on the new insurance protections and the FMLA changes. HHS would be allowed to issue public service announcements and update websites and other public materials with donation resources.

Sponsors & CoSponsors

Sponsor

Cotton, Tom [R-AR]

AR • R

Cosponsors

  • Sen. Gillibrand, Kirsten E. [D-NY]

    NY • D

    Sponsored 5/1/2025

  • Cindy Hyde-Smith

    MS • R

    Sponsored 5/1/2025

  • Sen. Luján, Ben Ray [D-NM]

    NM • D

    Sponsored 5/1/2025

  • Shelley Capito

    WV • R

    Sponsored 5/1/2025

  • Sen. King, Angus S., Jr. [I-ME]

    ME • I

    Sponsored 5/1/2025

  • Sen. Blumenthal, Richard [D-CT]

    CT • D

    Sponsored 5/1/2025

  • Sen. Kaine, Tim [D-VA]

    VA • D

    Sponsored 5/1/2025

  • Amy Klobuchar

    MN • D

    Sponsored 5/1/2025

  • Sen. Merkley, Jeff [D-OR]

    OR • D

    Sponsored 5/1/2025

  • Sen. Whitehouse, Sheldon [D-RI]

    RI • D

    Sponsored 5/1/2025

  • Sen. Coons, Christopher A. [D-DE]

    DE • D

    Sponsored 5/1/2025

  • Sen. Blackburn, Marsha [R-TN]

    TN • R

    Sponsored 5/1/2025

  • Sen. Ricketts, Pete [R-NE]

    NE • R

    Sponsored 5/1/2025

  • Sen. Tillis, Thomas [R-NC]

    NC • R

    Sponsored 5/1/2025

  • Sen. Durbin, Richard J. [D-IL]

    IL • D

    Sponsored 5/1/2025

  • Sen. Shaheen, Jeanne [D-NH]

    NH • D

    Sponsored 5/1/2025

  • Sen. Smith, Tina [D-MN]

    MN • D

    Sponsored 5/1/2025

  • Sen. Wyden, Ron [D-OR]

    OR • D

    Sponsored 5/1/2025

  • Sen. Kelly, Mark [D-AZ]

    AZ • D

    Sponsored 5/1/2025

  • Sen. Rosen, Jacky [D-NV]

    NV • D

    Sponsored 5/1/2025

  • Raphael Warnock

    GA • D

    Sponsored 5/1/2025

  • Sen. Kim, Andy [D-NJ]

    NJ • D

    Sponsored 5/5/2025

  • Gary Peters

    MI • D

    Sponsored 5/5/2025

  • Sen. Booker, Cory A. [D-NJ]

    NJ • D

    Sponsored 5/5/2025

  • Sen. Murphy, Christopher [D-CT]

    CT • D

    Sponsored 5/5/2025

  • John Boozman

    AR • R

    Sponsored 5/20/2025

  • Sen. Gallego, Ruben [D-AZ]

    AZ • D

    Sponsored 6/3/2025

  • Sen. Justice, James C. [R-WV]

    WV • R

    Sponsored 6/26/2025

  • Sen. Daines, Steve [R-MT]

    MT • R

    Sponsored 8/1/2025

  • Sen. Collins, Susan M. [R-ME]

    ME • R

    Sponsored 9/30/2025

  • Sen. Bennet, Michael F. [D-CO]

    CO • D

    Sponsored 10/20/2025

  • Sen. Kennedy, John [R-LA]

    LA • R

    Sponsored 10/27/2025

  • Sen. Alsobrooks, Angela D. [D-MD]

    MD • D

    Sponsored 11/5/2025

  • Sen. Cramer, Kevin [R-ND]

    ND • R

    Sponsored 12/2/2025

  • Sen. Schiff, Adam B. [D-CA]

    CA • D

    Sponsored 12/3/2025

  • Sen. Sheehy, Tim [R-MT]

    MT • R

    Sponsored 12/10/2025

  • Elissa Slotkin

    MI • D

    Sponsored 1/7/2026

  • Sen. Marshall, Roger [R-KS]

    KS • R

    Sponsored 1/29/2026

  • Sen. Duckworth, Tammy [D-IL]

    IL • D

    Sponsored 2/23/2026

  • Sen. Tuberville, Tommy [R-AL]

    AL • R

    Sponsored 2/23/2026

  • Sen. Murkowski, Lisa [R-AK]

    AK • R

    Sponsored 2/24/2026

  • Sen. Young, Todd [R-IN]

    IN • R

    Sponsored 2/25/2026

  • Sen. Banks, Jim [R-IN]

    IN • R

    Sponsored 3/11/2026

  • Sen. Padilla, Alex [D-CA]

    CA • D

    Sponsored 3/11/2026

  • Sen. Van Hollen, Chris [D-MD]

    MD • D

    Sponsored 3/10/2026

  • Peter Welch

    VT • D

    Sponsored 3/17/2026

  • Sen. Ossoff, Jon [D-GA]

    GA • D

    Sponsored 4/17/2026

Roll Call Votes

No roll call votes available for this bill.

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