Investing in Main Street Act of 2025
Sponsored By: Senator Young, Todd [R-IN]
Introduced
Summary
Raises the allowed investment cap in Small Business Investment Companies from 5% to 15%. This bill would change two specific percentage limits in Section 302(b) of the Small Business Investment Act of 1958 so a larger share of certain investments can flow into SBICs.
Show full summary
- SBICs and fund managers would be able to receive a larger share of eligible investments, increasing the cap in two subsections from 5% to 15%. This expands how much capital those funds can hold.
- Small businesses may benefit indirectly because SBICs could have more capital to deploy to small firms through their existing investment activities.
- Preserves the SBIC program's existing framework and leaves other provisions of the Small Business Investment Act unchanged.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
SBICs allowed to hold 15%
If enacted, this bill would let Small Business Investment Companies (SBICs) hold up to 15% of certain investments instead of 5%. This change would mainly affect SBICs, their investors, and small businesses seeking SBIC-backed capital. The amendment would take effect upon enactment.
Sponsors & CoSponsors
Sponsor
Young, Todd [R-IN]
IN • R
Cosponsors
Sen. Gallego, Ruben [D-AZ]
AZ • D
Sponsored 7/9/2025
Sen. Risch, James E. [R-ID]
ID • R
Sponsored 7/9/2025
Sen. Duckworth, Tammy [D-IL]
IL • D
Sponsored 7/9/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov