Keep Your Coins Act of 2025
Sponsored By: Senator Budd, Ted [R-NC]
Introduced
Summary
Protects individuals' ability to use and self-custody convertible virtual currency. This bill would bar heads of Federal agencies from prohibiting, restricting, or otherwise impairing a covered user's ability to use convertible virtual currency to buy goods or services for personal use and from restricting self-custody via a self-hosted wallet. It defines convertible virtual currency, covered user, and self-hosted wallet and does not include enforcement mechanisms, penalties, regulatory oversight, or funding.
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Protects your crypto wallet rights
If enacted, the bill would stop the head of a Federal agency from banning or limiting a covered user's ability to use convertible virtual currency for their own purchases. It would also bar agencies from prohibiting a covered user from self-custodying digital assets using a self-hosted wallet. The bill defines "convertible virtual currency," "covered user," and "self-hosted wallet" so those terms are clear. The text does not create penalties or explain how the rule would be enforced.
Sponsors & CoSponsors
Sponsor
Budd, Ted [R-NC]
NC • R
Cosponsors
Sen. Lee, Mike [R-UT]
UT • R
Sponsored 7/15/2025
Sen. Lummis, Cynthia M. [R-WY]
WY • R
Sponsored 1/12/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov