Student Loan Deduction Act of 2025
Sponsored By: Senator Peter Welch
Introduced
Summary
Adds a student loan deduction to SNAP calculations. This change would let households subtract monthly student loan payments from countable household expenses when officials determine SNAP eligibility and benefit amounts.
Show full summary
- Families and households: Covers monthly payments made by any household member toward their own or another member's student loan, but only for payments not paid by a third party.
- Loan types and scope: Applies to loans made, insured, or guaranteed under Title IV of the Higher Education Act and to private education loans as defined in section 140(a) of the Truth in Lending Act.
- Timing and administration: Would apply at certification and recertification and begin 180 days after enactment, with no cap, sunset, or separate funding mechanism specified.
Your PRIA Score
Personalized for You
How does this bill affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Deduct student loan payments on SNAP
If enacted, you would be able to deduct your monthly student loan payments when applying for SNAP or when you recertify. The deduction would equal the dollar amount you pay each month and would reduce countable income for eligibility and benefit calculations. Do not include payments made on your household's behalf by someone else. This would begin 180 days after enactment and would cover federal Title IV loans and private education loans defined in law.
Sponsors & CoSponsors
Sponsor
Peter Welch
VT • D
Cosponsors
Sen. Padilla, Alex [D-CA]
CA • D
Sponsored 9/4/2025
Sen. Shaheen, Jeanne [D-NH]
NH • D
Sponsored 9/4/2025
Sen. Blumenthal, Richard [D-CT]
CT • D
Sponsored 9/4/2025
Sen. Wyden, Ron [D-OR]
OR • D
Sponsored 9/4/2025
Sen. Duckworth, Tammy [D-IL]
IL • D
Sponsored 9/4/2025
Sen. Gillibrand, Kirsten E. [D-NY]
NY • D
Sponsored 9/4/2025
Sen. Sanders, Bernard [I-VT]
VT • I
Sponsored 9/4/2025
Sen. Booker, Cory A. [D-NJ]
NJ • D
Sponsored 9/4/2025
Sen. Markey, Edward J. [D-MA]
MA • D
Sponsored 10/22/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov