National Strategy for Combating Scams Act of 2025
Sponsored By: Senator Gillibrand, Kirsten E. [D-NY]
Introduced
Summary
This bill would create a national strategy to combat scams and unify federal, state, local, Tribal, and private efforts. It would standardize reporting and definitions to improve prevention, detection, and response.
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- Families, older adults, and scam survivors would be included in planning for prevention and recovery. The bill notes 2024 fraud losses topped $12.0 billion and rose 25%.
- Federal agencies such as the FBI, the Federal Trade Commission, and the Consumer Financial Protection Bureau would be required to coordinate and adopt a common definition of "scam" within one year after the strategy is published.
- The bill would push for rapid data sharing, harmonized reporting, and coordinated responses across government, businesses (including telecom, financial, social media, retail, and technology firms), and foreign partners to detect and disrupt large-scale scams.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
National strategy to fight scams
This bill would require the FBI Director to form a multi-agency working group within 90 days to write a National Strategy for Combating Scams. The group would have 2 years to publish a plan that defines “scam,” evaluates scam risks and harms, sets agency roles, and recommends harmonized complaint reporting, data collection, and use of technology (including AI). The Strategy would propose ways to coordinate with banks, telecoms, tech companies, State, local, and Tribal partners, and foreign authorities for rapid warnings, blocking scam communications, and victim recovery. The plan would be updated at least every 5 years and published within 30 days of each update, and the FBI, FTC, and CFPB would be required to adopt the Strategy’s recommended common definition of "scam" within 1 year after publication.
Sponsors & CoSponsors
Sponsor
Gillibrand, Kirsten E. [D-NY]
NY • D
Cosponsors
Sen. Scott, Rick [R-FL]
FL • R
Sponsored 12/4/2025
Sen. Kelly, Mark [D-AZ]
AZ • D
Sponsored 12/4/2025
Sen. Moody, Ashley [R-FL]
FL • R
Sponsored 12/4/2025
Sen. Ossoff, Jon [D-GA]
GA • D
Sponsored 12/18/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov