Housing for America’s Middle Class Act of 2026
Sponsored By: Senator Ricketts, Pete [R-NE]
Introduced
Summary
Define and study "workforce housing" for middle-income households. The bill would commission a Government Accountability Office study to map where housing is least affordable for middle-income households and to explore how federal programs could be changed to serve them.
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- Families and households between 80% and 120% of area median income would get a clear federal definition of "workforce housing" and a government analysis identifying local affordability gaps.
- Congress and other policymakers would receive a GAO report within 1 year listing federal tax credits, grants, and loan programs that currently exclude middle-income households and options to modify or create programs if funding is provided.
- The Secretary would set area median income adjustments to anchor the workforce housing definition so agencies have a consistent basis for redesigning eligibility rules.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Study and definition for middle-income housing
This bill would require the Government Accountability Office (GAO) to study workforce housing and report to Congress not later than 1 year after enactment. The GAO would identify obstacles middle-income households face and which areas lack affordable workforce housing. The study would list federal housing programs that exclude middle-income households and propose income and other parameters to define “workforce housing.” It would analyze how to modify or create federal programs and incentives to include workforce housing if funding commensurate with the additional eligibility were made available. For this study, a “middle-income household” would mean income above 80% and at or below 120% of the area's median family income, with family-size adjustments set by the Secretary.
Sponsors & CoSponsors
Sponsor
Ricketts, Pete [R-NE]
NE • R
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov