A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".
Sponsored By: Senator Luján, Ben Ray [D-NM]
Introduced
Summary
Keeps the Bureau of Consumer Financial Protection's (CFPB) Bulletin 2022-06 in effect. This joint resolution would nullify the CFPB rule that withdrew Bulletin 2022-06 on unfair returned deposited item fee assessment practices, so the bulletin would remain in force.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Keep protections against bank return fees
This bill would disapprove the CFPB rule published at 90 Fed. Reg. 20084 (May 12, 2025) that sought to withdraw Bulletin 2022-06. If enacted, that withdrawal rule would have no force or effect. The CFPB bulletin at 87 Fed. Reg. 66940 (Nov. 7, 2022) on unfair returned deposited item fee assessment practices would remain in place. Bank customers would keep the bulletin's protections against unfair returned deposit fees.
Sponsors & CoSponsors
Sponsor
Luján, Ben Ray [D-NM]
NM • D
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov