Return to Sender Act

HR1846 — Federal Reserve Board Abolition Act

Would abolish the Board of Governors of the Federal Reserve System and each Federal Reserve Bank and repeal the Federal Reserve Act after a one-year wind-down. During that year the Chairman would manage employees and winding up operations, and the Director of the Office of Management and Budget would liquidate assets to maximize returns while outstanding liabilities become the responsibility of the Secretary of the Treasury. - Federal Reserve employees: Employees would be managed by the Chairman during the one-year dissolution and would receive compensation and benefits that accrued before their positions are abolished. - Treasury and taxpayers: All outstanding liabilities of the Board and Federal Reserve banks would become the liability of the Secretary of the Treasury and would be paid from liquidation proceeds deposited in the General Fund. - Federal Reserve banks and stockholders: The Director of the Office of Management and Budget would liquidate all assets, redeem Federal Reserve bank stock, and transfer net proceeds to the Treasury. Would shift the Federal Reserve's assets and obligations onto the federal balance sheet, using liquidation proceeds to pay accepted claims and making the Treasury legally responsible for remaining liabilities.

HR1040 — Senior Citizens Tax Elimination Act

Eliminate federal taxation of Social Security benefits and create a yearly hold‑harmless appropriation so benefit funds keep receiving transfers they would lose from the tax change. This bill would remove Social Security benefits from gross income for taxable years after enactment while replacing the lost transfers with Treasury payments. - Seniors and retirees: Social Security recipients would stop including benefits in taxable income for years after enactment, which would lower federal income tax on those payments. - Social Security and Railroad Retirement funds: Each fiscal year the bill would provide an appropriation equal to any reduction in transfers so those funds' receipts do not fall. - Federal Treasury and budget managers: The offset comes from general Treasury funds and is recalculated annually. The bill also bars using tax increases to fund the hold‑harmless payments. This would require annual Treasury appropriations equal to the reduced transfers, creating additional federal outlays to replace those transfers.

HR4317 — PBM Reform Act of 2025

Greater PBM transparency and tighter contract rules would require pharmacy benefit managers (PBMs) to disclose detailed per‑drug revenues and rebates, protect small "essential" retail pharmacies, and change Medicaid and group plan payment rules across the drug supply chain. The bill would layer reporting, audit rights, pass‑through pricing, and enforcement across Medicare Part D, ERISA/group plans, and Medicaid to spotlight hidden payments and affiliate flows. - Patients and community pharmacies: Would create an "essential retail pharmacy" label for pharmacies in underserved areas and require network access standards and biennial public data starting in 2028, helping small pharmacies show reimbursement and cost differences to plans. - PBMs, plans, and auditors: Would force PBMs to adopt flat bona fide service fees, disclose per‑drug claims, rebates, retained revenue, and affiliate dispensing shares, and give sponsors audit rights and remedies for improper remuneration. - States and Medicaid programs: Would require monthly national acquisition‑cost surveys, ban spread pricing in State Medicaid contracts, and mandate pass‑through pricing with itemized reporting and penalties for false data. Would increase federal spending for implementation by about $336 million in FY2025 and fund ongoing oversight including a $9 million annual IG appropriation.

HR162 — First Amendment Accountability Act

Creates a private right of action against federal employees for First Amendment violations. It would let people sue individual federal officials who, under any federal law, regulation, custom, or usage, cause a deprivation of First Amendment rights. - Members of the public would gain a route to seek redress in court when a federal employee allegedly violates their free speech or related First Amendment rights. - Federal employees, excluding the President and the Vice President, could face personal liability in lawsuits and courts may award attorney's fees to prevailing private parties. - Federal employers and the United States would not be subject to suits brought by federal employees for conduct that falls within the employee's scope of employment. - The bill includes a severability clause so remaining provisions stay in effect if a court strikes down part of the law.

HR2315 — Fairness for High-Skilled Americans Act of 2025

Eliminates the Optional Practical Training (OPT) program for F‑1 students unless Congress explicitly authorizes such work programs. This bill would add a new paragraph to 8 U.S.C. 1324a (INA section 274A(h)) that says no alien present as a nonimmigrant under section 101(a)(15)(F)(i) may be provided employment authorization under the Optional Practical Training program or any successor program without an express act of Congress. The text uses "notwithstanding any other provision of law" to extend the ban to successor programs. The bill includes no phase-in, sunset, funding, or enforcement details.

HR1919 — Anti-CBDC Surveillance State Act

Bars the Federal Reserve from issuing a central bank digital currency (CBDC) or any similar digital asset. It would also stop Fed banks from offering accounts or financial products to individuals and prevent using a CBDC to carry out monetary policy, while leaving a narrow exception for an open, permissionless, privacy-preserving dollar-like currency. - Households and individuals: Would block the Fed from holding accounts for people or providing financial products directly, limiting any direct relationship between individuals and Federal Reserve banks. - Federal Reserve and monetary policy: Would ban the Board of Governors from testing, studying, developing, creating, or implementing a CBDC and bar the Fed and the Federal Open Market Committee from using a CBDC to conduct monetary policy. - Banks and intermediaries: Would forbid the Fed from indirectly offering a CBDC through banks or other intermediaries, but exempts a fully private, open, dollar-denominated currency that preserves cash-level privacy.