ROAD to Housing Act of 2025

HR4312 — SCORE Act

Creates a national framework protecting student‑athletes' ability to sell their name, image, and likeness (NIL) and sets a cap on total institutional NIL payments through a revenue‑linked pool limit. It would also cap agent fees at 5% and require institutions and athletic associations to provide health, academic, and career supports while standardizing written contracts and privacy rules. - Student athletes: Student athletes would have the right to sign NIL deals, hire agents, and keep NIL agreement details private. Any deal over $600 must be in writing and includes a termination right beginning six months after the athlete is no longer enrolled. - Institutions and conferences: Institutions subject to the bill would need to provide medical care for participation injuries, mental health services, academic support, and career counseling and must maintain grant‑in‑aid during the grant period. These institutional duties apply when a coach's base salary exceeds $250,000 or annual athletic revenue reaches $20 million, and institutions must field at least 16 varsity teams. - Agents, associations, and third parties: Agents face a 5% fee cap plus new registration and disclosure rules enforceable by state attorneys general. Interstate intercollegiate athletic associations would set and monitor a pool limit equal to 22% of the average annual sports revenue of their top 70 member institutions and would have authority to adopt related competition and recruitment rules.

HR2598 — IDEA Full Funding Act

This bill would create a multi-year schedule that establishes mandatory federal funding for IDEA Part B special education (excluding section 619) and ties grant amounts to student counts and national per-pupil spending. The funding is set by a formula that multiplies the number of children served by the national average per-pupil expenditure in public schools.

HR6363 — Build Now Act of 2025

Adjusts Community Development Block Grant allocations based on measured housing growth. The Build Now Act of 2025 would create a formula that shifts section 106 funding toward places that expand housing and reduces funding for places where housing growth worsens. - Metropolitan cities and urban counties that receive section 106 funds would be subject to the new eligibility rules. Some jurisdictions would be excluded if they meet one of four conditions: low rents and below‑median home values, a rental vacancy rate above the national rate, a recent major disaster, or a lack of zoning authority. - Jurisdictions with a current annual housing growth rate of at least 4 percent would be labeled "extremely high-growth" and would receive a bonus. That bonus is funded from the aggregate amount taken from below-median places and is split by each bonus winner's share of housing units. - If a jurisdiction's housing growth improvement rate is below the median, its section 106 allocation would be reduced by 10 percent for that year. - The Department of Housing and Urban Development would calculate growth using Census block-level address files and Postal Service data, publish a report listing winners and losers before allocations, and must notify recipients within 60 days after enactment. The formula would begin in the third full fiscal year after enactment and remain in effect through fiscal year 2043.

HR6955 — Main Street Capital Access Act

Expand formation of new and rural banks by giving de novo institutions phased capital flexibility and clearer supervisory treatment. The bill would also tailor rules for small banks and index statutory thresholds to GDP. - New and rural de novo banks would get a three-year phase-in of federal capital rules and may request business-plan deviations during that window. The bill creates a Rural Community Depository Institution Leverage Ratio capped at 7.5% for the phase-in period and defines rural depositories as those with under $10 billion in assets in nonurban areas. - Small banks and credit unions would face lighter, more predictable examinations and reporting. Insured institutions with $6.0 billion or less in consolidated assets could move to limited-scope exams after a full-scope review. The Community Bank Leverage Ratio qualifying threshold rises to $15.0 billion and the small holding company asset limit rises to $25.0 billion. - Regulators, depositors, and markets would see tighter rules for supervisory transparency and appeals. The bill would require objective CAMELS criteria, create an independent examination review board with a 60-day appeal window, ban supervisory actions based on "reputational risk," and exempt merger competition review for deals that produce firms under $10.0 billion while indexing many thresholds to GDP.

HR452 — Miracle on Ice Congressional Gold Medal Act

This law awards Congressional Gold Medals to the 1980 U.S. Olympic Men's Ice Hockey Team as a formal recognition of their Lake Placid victory and its lasting effect on American morale and the sport of hockey. It directs the Treasury to strike the medals and sets rules for duplicates, display, and funding. - Team legacy and public recognition: The Act honors the 1980 team with a symbolic national award that reinforces their historical and cultural significance for fans, players, and communities connected to the game. - Museum displays and research access: One gold medal goes to the Lake Placid Olympic Center, one to the United States Hockey Hall of Fame Museum in Eveleth, Minnesota, and one to the United States Olympic & Paralympic Museum in Colorado Springs for display and research. - Mint operations and collectibles: The Secretary of the Treasury will strike the medals, may sell bronze duplicates at prices that cover costs, and classifies the medals as national and numismatic items. The U.S. Mint Public Enterprise Fund pays for production and receives proceeds from duplicate sales.

HR3847 — Student-athlete Protections and Opportunities through Rights, Transparency, and Safety Act

Clear federal rules for student-athlete name, image, and likeness (NIL). This bill would create a national framework that would let student athletes sign NIL deals, require disclosures and written contracts, and tie some federal education funding to institutional compliance. - Student athletes would be allowed to enter NIL agreements broadly but would have to disclose any deal to their institution within 60 days. NIL agreements would have to be written and include the services, parties, term, compensation, and a termination-on-non-performance clause. - Institutions would need to provide education on career preparation, financial literacy, mental health, nutrition, and related supports to grant-in-aid recipients to remain eligible for federal education funding. They would have to pay medical costs for injuries that occurred while enrolled for up to 4 years after separation and keep grants-in-aid available for degree completion for 10 years. - Interstate associations and conferences would register NIL representatives and maintain a publicly searchable anonymized database to estimate NIL market value using institutional submissions by July 1 each year. Athlete agents who assist with endorsement contracts would have to disclose whether they are registered and obtain written consent if they are not, while the bill would preempt conflicting state laws and limit liability for compliant actors.