Eliminating Fraud in the CFPB’s Complaint Database Act

HR137 — TCJA Permanency Act

Rewrite of individual income tax rates would remake brackets, reshape family tax benefits, and change rules for pass‑through businesses and the alternative minimum tax. The bill would permanently set new tax tables with inflation adjustments, overhaul the child tax credit and standard deduction framework, and make numerous conforming changes across the tax code.

HR4312 — SCORE Act

Creates a national framework protecting student‑athletes' ability to sell their name, image, and likeness (NIL) and sets a cap on total institutional NIL payments through a revenue‑linked pool limit. It would also cap agent fees at 5% and require institutions and athletic associations to provide health, academic, and career supports while standardizing written contracts and privacy rules. - Student athletes: Student athletes would have the right to sign NIL deals, hire agents, and keep NIL agreement details private. Any deal over $600 must be in writing and includes a termination right beginning six months after the athlete is no longer enrolled. - Institutions and conferences: Institutions subject to the bill would need to provide medical care for participation injuries, mental health services, academic support, and career counseling and must maintain grant‑in‑aid during the grant period. These institutional duties apply when a coach's base salary exceeds $250,000 or annual athletic revenue reaches $20 million, and institutions must field at least 16 varsity teams. - Agents, associations, and third parties: Agents face a 5% fee cap plus new registration and disclosure rules enforceable by state attorneys general. Interstate intercollegiate athletic associations would set and monitor a pool limit equal to 22% of the average annual sports revenue of their top 70 member institutions and would have authority to adopt related competition and recruitment rules.

HR2725 — Affordable Housing Credit Improvement Act of 2025

Rewrites and expands the Low‑Income Housing Tax Credit to boost construction and affordability for very low‑income renters. It would rename the program the Affordable Housing Credit and change how states get credits, who counts as low‑income, and how projects qualify and claim credits. - Families and residents: Would change tenant rules so most full‑time students under age 24 do not count as low‑income occupants, allow tenant‑based voucher payments to be excluded from rent calculations in certain projects, and add protections for survivors of domestic violence and for veterans. - Developers and owners: Would raise state allocations and set the minimum allocation at $4,876,000 in 2025, create a bigger credit when at least 20% of units serve extremely low‑income households, treat relocation costs as eligible rehab expenses, and tighten acquisition‑basis and foreclosure timing rules. - States, tribes, and rural areas: Would require housing agencies to apply community revitalization and cost‑reasonableness criteria, add Indian areas and rural areas to difficult development area rules with specific NAHASDA exceptions, and bar prioritizing local official approval or contributions in allocation plans.

HR2246 — Foreign Investment Guardrails to Help Thwart (FIGHT) China Act

This bill would block and regulate U.S. investments and transactions tied to Chinese military‑industrial and sensitive technologies. It pairs IEEPA sanctions with a new Defense Production Act Title that bans certain deals, creates a notification regime, and sets reporting, enforcement, and multilateral coordination requirements. - U.S. companies and investors would face new rules to notify the government about "covered national security transactions" in prohibited or notifiable technologies. Failure to notify or violating bans can mean civil penalties up to the greater of $250,000 or twice the transaction value and possible divestment relief. - Firms and entities meeting the "covered foreign person" tests could be targeted for sanctions and listed in a public database. The bill draws on OFAC's Non‑SDN Chinese Military‑Industrial Complex Companies List and focuses on firms linked to defense or surveillance sectors. - Federal agencies and Congress would get regular oversight and public reports, including annual enforcement reports for up to 7 years and a multilateral strategy within 180 days. The Secretary would issue APA rulemaking, update prohibited-technology lists, and consult allies and congressional committees.

HR471 — Fix Our Forests Act

Speeds hazardous fuels reduction and wildfire resilience by creating designated fireshed areas, a joint Fireshed Center, and new authorities that would streamline planning, data sharing, and on-the-ground restoration across federal, Tribal, state, local, private, and nonprofit lands. - Communities and households: At-risk communities would get coordinated mapping, smoke forecasting, and a unified grant application to make funding for home hardening and local projects easier to access. - Tribal governments and state/local partners: Tribes or Governors could trigger shared‑stewardship agreements within 90 days to join cross‑boundary planning and fireshed assessments that prioritize tribal water supplies and community risk. - Forest managers, utilities, and responders: Agencies would gain faster project authorities including NEPA exemptions for designated firesheds, higher Healthy Forests Restoration Act project thresholds (10,000 acres), a 150‑foot hazard‑tree clearance for power lines, expanded contracting tools, and intra‑agency strike teams to speed environmental reviews and implementation. Note: The sources set many deadlines, reporting rules, pilot programs, and several seven‑year sunsets but do not provide a specific federal cost estimate.

HR6955 — Main Street Capital Access Act

Expand formation of new and rural banks by giving de novo institutions phased capital flexibility and clearer supervisory treatment. The bill would also tailor rules for small banks and index statutory thresholds to GDP. - New and rural de novo banks would get a three-year phase-in of federal capital rules and may request business-plan deviations during that window. The bill creates a Rural Community Depository Institution Leverage Ratio capped at 7.5% for the phase-in period and defines rural depositories as those with under $10 billion in assets in nonurban areas. - Small banks and credit unions would face lighter, more predictable examinations and reporting. Insured institutions with $6.0 billion or less in consolidated assets could move to limited-scope exams after a full-scope review. The Community Bank Leverage Ratio qualifying threshold rises to $15.0 billion and the small holding company asset limit rises to $25.0 billion. - Regulators, depositors, and markets would see tighter rules for supervisory transparency and appeals. The bill would require objective CAMELS criteria, create an independent examination review board with a 60-day appeal window, ban supervisory actions based on "reputational risk," and exempt merger competition review for deals that produce firms under $10.0 billion while indexing many thresholds to GDP.