S3400119th CongressWALLET

Ally’s Act

Sponsored By: Senator John Curtis

Introduced

Summary

Requires private health plans to cover auditory implant devices and related services. This bill would align the Public Health Service Act, ERISA, and the tax code so qualifying patients get standardized coverage for implants, external processors, maintenance, surgery, and aural rehabilitation.

Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

More implant hearing coverage

If enacted, this bill would require group and individual health plans to cover auditory implant devices and external sound processors for qualifying individuals. Plans would also have to cover tests, surgery, aural rehabilitation, maintenance, repairs, adhesive adapters, and softband headbands. Devices and processors would be upgraded or replaced at least once every 5 years. Plans could not charge higher cost-sharing or apply stricter visit or benefit limits just for these items. Coverage would begin for plan years starting on or after January 1, 2026.

Grandfathered plan rule update

This bill would amend ACA grandfathered-plan rules so the new hearing-device coverage counts when deciding if a plan keeps grandfathered status. It would add Section 2799A-11 to the list of items that affect grandfathering. The change would take effect for plan years beginning on or after January 1, 2026.

Sponsors & CoSponsors

Sponsor

John Curtis

UT • R

Cosponsors

  • Elizabeth Warren

    MA • D

    Sponsored 12/9/2025

  • Shelley Capito

    WV • R

    Sponsored 12/9/2025

  • John Hickenlooper

    CO • D

    Sponsored 12/9/2025

  • Raphael Warnock

    GA • D

    Sponsored 12/9/2025

  • Cory Booker

    NJ • D

    Sponsored 2/5/2026

  • Tammy Duckworth

    IL • D

    Sponsored 2/9/2026

  • Jeanne Shaheen

    NH • D

    Sponsored 2/10/2026

  • Amy Klobuchar

    MN • D

    Sponsored 2/26/2026

  • Andy Kim

    NJ • D

    Sponsored 2/26/2026

  • Richard Blumenthal

    CT • D

    Sponsored 2/26/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov

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