Security Interest Perfected Before July 1, 2024

Ala. Code § 7-12A-302 — under Title 7.

Ala. Code § 7-12A-302

(a) Continuing perfection: perfection requirements satisfied. A security interest that is enforceable and perfected immediately before July 1, 2024, is a perfected security interest under Act 2023-492 if, on July 1, 2024, the requirements for

enforceability and perfection under Act 2023-492 are satisfied without further action.

(b) Continuing perfection: enforceability or perfection requirements not satisfied. If a security interest is enforceable and perfected immediately before July 1, 2024, but the requirements for enforceability or perfection under Act 2023-492 are not satisfied on July 1, 2024, the security interest: (1) is a perfected security interest until the earlier of the time perfection would have ceased under the law in effect immediately before July 1, 2024, or the adjustment date; (2) remains enforceable thereafter only if the security interest satisfies the requirements for enforceability under Section 7-9A-203, as amended by Act 2023- 492, before the adjustment date; and (3) remains perfected thereafter only if the requirements for perfection under Act 2023-492 are satisfied before the time specified in paragraph (1).

History: (Act 2023-492, §4.)