Title 27 — Title 27
0 chapters · 1,534 sections in this title.
Ala. Code § 27-13-69 Appeals from Decisions of Rating Organizations
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Any member of, or subscriber to, a rating organization may appeal to the commissioner from the decision of such rating organization in approving or rejecting any proposed change in, or addition to, the filings of such rating organization; and the commissioner shall, after a heari…
Ala. Code § 27-13-70 Furnishing Information as to Rates
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Every rating organization and every insurer which makes its own rates shall, after receiving written request therefor from the department, furnish to any person affected by a rate made by it, or to the authorized representative of such person, all pertinent information as to such…
Ala. Code § 27-13-71 Hearings on Applications to Reduce Rates
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Every rating organization and every insurer which does its own rate-making shall provide reasonable means within this state, to be approved by the department, whereby any person, or persons, affected by a rate made by it may be heard on a written application to reduce such rate. …
Ala. Code § 27-13-72 Application for Uniform Percentage Increase or Decrease in Rates by
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Insurers. (a) Any insurer may apply to the commissioner for permission to effect a uniform percentage increase or decrease in the rates applied to all kinds of a particular class in the state in a particular kind, or kinds, of insurance. Upon the filing of such application, the c…
Ala. Code § 27-13-73 Factors to Be Considered in Determining Reasonableness, Etc., of
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Rates. In every case where, pursuant to the provisions of the article, the commissioner is authorized or required to determine whether rates are reasonable and adequate and not unfairly discriminatory, he shall consider the factors and standards set forth in Section 27-13-65. His…
Ala. Code § 27-13-74 Examination of Business, Etc., of Rating Organizations and Insurers
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Making Own Rates. The commissioner may, whenever he deems it expedient, but at least once in every five years, make, or cause to be made, an examination of the business, affairs, and method of operation of each rating organization doing business in this state and a like examinati…
Ala. Code § 27-13-75 Alteration, Supplementation, and Amendment of Rating Plans
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A rating organization or any insurer making its own rates may, with the approval of the commissioner, from time to time, alter, supplement, or amend its rating plans, or any part thereof, by filing with the department copies of such alterations, supplements, or amendments, togeth…
Ala. Code § 27-13-76 Prohibition Against Premiums Not in Accord with Approved Rating
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Systems. No insurer, or employee thereof, and no broker or agent shall knowingly charge, demand or receive a premium for any policy of insurance except in accordance with the respective rating systems on file with, and approved by, the commissioner. No insurer, or employee thereo…
Ala. Code § 27-13-77 False or Misleading Information Concerning Rates
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No insurer and no officer, agent, or employee thereof shall give false or misleading information to any rating organization of which it is a member or subscriber or to the department which will in any manner affect the proper determination of reasonable, adequate, and nondiscrimi…
Ala. Code § 27-13-78 Suspension of License or Certificate of Authority
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Any rating organization which violates any provision of this article shall be subject to suspension of its license, and any insurer making its own rates which violates any provisions of this article shall be subject to suspension of its certificate of authority to do business in …
Ala. Code § 27-13-79 Order Revoking or Suspending License
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If the commissioner shall find, after due notice and hearing, that any rating organization, insurer, officer, agent, or representative thereof has willfully violated any of the provisions of this article, he may issue an order revoking or suspending the license of any such insure…
Ala. Code § 27-13-80 Notices, Hearings, and Orders by Commissioner
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The commissioner shall not make any order under the provisions of this article without giving every rating organization and insurer who may be affected thereby reasonable notice and a hearing, if hearing is requested. All hearings provided for in this article shall be held at suc…
Ala. Code § 27-13-81 Review of Final Orders of Commissioner
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Any final order made by the commissioner as provided by law may, upon appropriate petition filed by the Attorney General on behalf of the state or by any interested party at any time within 30 days from the date of said order, be reviewed by the Circuit Court of Montgomery County…
Ala. Code § 27-13-82 Delegation of Authority by Commissioner
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Whenever, under the provisions of this article, the commissioner is authorized or required to do any act, he may designate an assistant or any salaried employee of the department to act in his place and stead, who shall report to the commissioner and advise the commissioner on th…
Ala. Code § 27-13-83 Penalty for Violation of Article
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Any rating organization, and any insurer, officer, agent, or representative thereof, failing to comply with, or otherwise willfully violating, any of the provisions of this article shall be guilty of a misdemeanor and, upon conviction, be punished by a fine of not less than $100.…