Title 27 — Title 27
0 chapters · 1,534 sections in this title.
Ala. Code § 27-23-1 When Insurer’s Liability Absolute
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As to every contract of insurance made between an insurer and any insured by which such insured is insured against loss or damage on account of the bodily injury or death by accident of any person for which loss or damage such insured is responsible, whenever a loss occurs on acc…
Ala. Code § 27-23-2 Rights of Judgment Creditors
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Upon the recovery of a final judgment against any person, firm, or corporation by any person, including administrators or executors, for loss or damage on account of bodily injury, or death or for loss or damage to property, if the defendant in such action was insured against the…
Ala. Code § 27-23-20 Definitions
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For the purposes of this article, the following terms shall have the meanings respectively ascribed to them by this section: (1) POLICY OF AUTOMOBILE LIABILITY INSURANCE. A policy delivered, or issued for delivery, in this state insuring a natural person as named insured or one o…
Ala. Code § 27-23-21 Reasons for Cancellation
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(a) No notice of cancellation of a policy of automobile liability insurance shall be effective unless it is based on one or more of the following reasons: (1) Nonpayment of premium; (2) The policy was obtained through a material misrepresentation; (3) Any insured violated any of …
Ala. Code § 27-23-22 Effect of Renewal
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Renewal of a policy shall not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of such renewal. History: (Acts 1971, No. 407, p. 707, §485.4.)
Ala. Code § 27-23-23 Notice of Cancellation - Time; Reasons
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No notice of cancellation of a policy to which Section 27-23-21 applies shall be effective unless mailed or delivered by the insurer to the named insured at least 20 days prior to the effective date of cancellation; provided, however, that where cancellation is for nonpayment of …
Ala. Code § 27-23-24 Notice of Cancellation - Availability of Assigned Risk Plan Notification
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When a policy is cancelled other than for nonpayment of premium, the insurer shall notify the named insured of his possible eligibility for insurance through the automobile assigned risk plan. Such notice shall accompany, or be included in, the notice of cancellation and shall st…
Ala. Code § 27-23-25 Notice of Cancellation - Proof of Notice
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Proof of mailing of notice of cancellation or of reasons for cancellation to the named insured at the address shown in the policy shall be sufficient proof of notice. History: (Acts 1971, No. 407, p. 707, §485.5.)
Ala. Code § 27-23-26 Specification of Reasons for Cancellation Upon Insured’s Request
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Where the reason, or reasons, for cancellation do not accompany or are not included in the notice of cancellation, the insurer shall, upon written request of the named insured, mailed or delivered to the insurer not less than 15 days prior to the effective date of cancellation, s…
Ala. Code § 27-23-27 Liability of Insurer, Etc., for Statements, Etc
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There shall be no liability on the part of and no cause of action of any nature shall arise against any insurer, its authorized representative, its agents, its employees, or any firm, person, or corporation furnishing to the insurer information as to reasons for cancellation for …
Ala. Code § 27-23-28 Applicability of Article to Nonrenewal
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Nothing in this article shall apply to nonrenewal. History: (Acts 1971, No. 407, p. 707, §485.9.)