0 chapters · 1,534 sections in this title.
Ala. Code § 27-31D-1 Premium Discount or Insurance Rate Reduction - Construction and
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Certification. (a) Commencing on May 14, 2009, insurance companies shall provide a premium discount or insurance rate reduction in an amount and manner as established in subsection (j) and pursuant to Section 27-31D-3. In addition, insurance companies may also offer additional ad…
Ala. Code § 27-31D-2 Premium Discount or Insurance Rate Reduction - Fortified Existing
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Homes. (a) Commencing on May 14, 2009, insurance companies shall provide a premium discount or insurance rate reduction in an amount and manner as established in subsection (g) and pursuant to Section 27-31D-3. In addition, insurance companies may also offer additional adjustment…
Ala. Code § 27-31D-2.1 Endorsement Offer to Upgrade Home to Fortified Standard When
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Damage Requires Roof Replacement. (a) Insurance companies writing homeowners insurance shall offer a fortified bronze roof endorsement to upgrade a nonfortified home, which is otherwise eligible for a fortified standard, to a fortified standard identified in Section 27-31D-2, whe…
Ala. Code § 27-31D-3 Insurable Property
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For the purposes of this chapter, the term insurable property includes single family residential property or commercial property. Insurable property also includes modular homes satisfying the codes, standards, or techniques as provided in Section 27-31D-1 or Section 27-31D-2. Man…
Ala. Code § 27-31D-4 Applicability
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This chapter shall only apply to new insurance policies written or existing policies renewed on or after the first day of the twelfth month following May 14, 2009. History: (Act 2009-500, p. 924, §4.)
Ala. Code § 27-31D-5 Rules and Regulations
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The Department of Insurance shall promulgate such rules as are necessary to implement and administer this chapter. History: (Act 2009-500, p. 924, §5.)