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93 chapters · 1,453 sections in this title.
Ala. Code § 27-31D-1 Premium Discount or Insurance Rate Reduction - Construction and Certification
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(a) Commencing on May 14, 2009, insurance companies shall provide a premium discount or insurance rate reduction in an amount and manner as established in subsection (j) and pursuant to Section 27-31D-3. In addition, insurance companies may also offer additional adjustments in de…
Ala. Code § 27-31D-2 Premium Discount or Insurance Rate Reduction - Fortified Existing Homes
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(a) Commencing on May 14, 2009, insurance companies shall provide a premium discount or insurance rate reduction in an amount and manner as established in subsection (g) and pursuant to Section 27-31D-3. In addition, insurance companies may also offer additional adjustments in de…
Ala. Code § 27-31D-2.1 Endorsement Offer to Upgrade Home to Fortified Standard When Damage Requires Roof Replacement
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(a) Insurance companies writing homeowners insurance shall offer a fortified bronze roof endorsement to upgrade a nonfortified home, which is otherwise eligible for a fortified standard, to a fortified standard identified in Section 27-31D-2, when the insured incurs damage covere…
Ala. Code § 27-31D-3 Insurable Property
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For the purposes of this chapter, the term insurable property includes single family residential property or commercial property. Insurable property also includes modular homes satisfying the codes, standards, or techniques as provided in Section 27-31D-1 or Section 27-31D-2. Man…