Title 8 — Title 8
0 chapters · 1,049 sections in this title.
Ala. Code § 8-35-1 Definitions
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As used in this chapter, the following terms shall have the following meanings: (1) CONSUMER. A natural person residing in this state. (2) CONSUMER CREDIT REPORT. A consumer report, as defined in 15 U.S.C. §1681a(d), that a consumer reporting agency furnishes to a person which it…
Ala. Code § 8-35-2 Security Freeze on Credit Report
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(a) A consumer may place a security freeze on the consumer’s credit report by making a request in writing by certified mail to a consumer credit reporting agency. No later than August 31, 2012, a consumer credit reporting agency shall make available to consumers an Internet based…
Ala. Code § 8-35-3 Notice of Rights
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At any time that a consumer is required to receive a summary of rights required by 15 U.S.C. §1681g(d) of the federal Fair Credit Reporting Act, the consumer shall also be provided with the following notice: “Alabama Consumers Have the Right to Obtain a Security Freeze. You have …