Title 27 — Title 27
0 chapters · 1,534 sections in this title.
Ala. Code § 27-43-1 Short Title
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This chapter shall be known and may be cited as the “Legal Expense Insurance Act.” History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-10 Types of Legal Expense Insurance; Policy and Certificate Forms;
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Issuance of Policies and Certificates. (a) Legal expense insurance may be written as individual, group, blanket, or franchise insurance. Each contractual obligation for legal expense insurance must be evidenced by a policy. Each person insured under a group policy must be issued …
Ala. Code § 27-43-11 Premium Rates
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(a) No policy of legal expense insurance may be issued in this state unless the premium rates for the insurance have been filed with and approved by the commissioner. (b) Premium rates must be established and justified in accordance with generally accepted insurance principles, i…
Ala. Code § 27-43-12 Filing, Approval, Etc., of Contracts Between Insurers and Attorneys, Etc
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(a) Contracts made between the insurer and participating attorneys, management contracts and contracts with other providers of services by the legal expense insurance policy must be filed with and approved by the commissioner. (b) Insurers must annually report to the commissioner…
Ala. Code § 27-43-13 Fees and Taxes Required of Legal Service Insurance Corporations;
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Applicability of General Insurance Laws to Legal Service Insurance Corporations. (a) A legal service insurance corporation will pay the prescribed fees and taxes required of a domestic casualty insurer. (b) The following provisions of the insurance laws of this state apply to leg…
Ala. Code § 27-43-14 Applicability of Chapters 7 and 8A
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Persons representing or aiding a legal service insurance corporation in the solicitation of legal expense insurance contracts in this state and the legal service insurance corporation with respect thereto shall be subject to Chapters 7 and 8A of this title, except that legal serv…
Ala. Code § 27-43-15 Registration Requirements - Sales Agents
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Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1981, No. 81-719, p. 1214, §1; Acts 1984, No. 84-243, p. 374, §1.)
Ala. Code § 27-43-16 Grounds for Compulsory Refusal, Suspension, Revocation, Etc., of
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Registration of Contracting Sales Agents. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-17 Grounds for Discretionary Refusal, Suspension, Revocation, Etc., of
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Registration of Contracting Sales Agents. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-18 Procedure for Refusal, Suspension, Revocation, Etc., of Registration of
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Contracting Sales Agent. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-19 Imposition of Administrative Penalty in Lieu of Suspension, Revocation,
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Etc., of Registration. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-2 Purpose of Chapter
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The purpose of this chapter is to authorize state certification and regulation of organizations which provide programs for the payment of the costs of legal services. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-20 Funds Belonging to Legal Service Insurance Corporations Received by
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Agents to Be Held in Trust; Accounting for and Disposition of Funds by Agents; Appropriation of Funds, Etc., by Agent. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-21 Disposition of Moneys Received from Licenses and Fees
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All moneys received from licenses and fees shall be deposited to the credit of the Examiners’ Revolving Fund of the Department of Insurance. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-22 Promulgation of Rules and Regulations
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The commissioner shall devise and promulgate rules and regulations, not inconsistent with the provisions of this chapter, as he deems advisable for effectuating its orderly administration. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-23 Construction of Chapter
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Nothing contained in this chapter shall be construed to regulate the practice of law or limit the powers or authority of the Supreme Court of Alabama or State Bar of Alabama in the regulation of the conduct of attorneys. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-3 Definitions
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As used in this chapter, the following terms shall have the following meanings, respectively, unless the context requires otherwise: (1) DEPARTMENT. The Department of Insurance; (2) COMMISSIONER. The Commissioner of Insurance of this state; (3) INSURER. Any person authorized to d…
Ala. Code § 27-43-4 Applicability of Chapter
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The insurance laws of this state, including this chapter, do not apply to: (1) Retainer contracts made by attorneys-at-law with individual clients with fees based on estimates of the nature and amount of services to be provided to the specific client and similar contracts made wi…
Ala. Code § 27-43-5 Authorization of Prepaid Legal Expense Insurance Business Required
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(a) No person or organization may do a prepaid legal expense insurance business in this state unless authorized to do so by the commissioner. (b) This section does not apply to organizations exempt pursuant to Section 27-43- 4. History: (Acts 1981, No. 81-719, p. 1214, §1.)
Ala. Code § 27-43-6 Insurers Deemed Eligible to Transact Legal Expense Insurance
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(a) Any domestic, foreign, or alien insurer authorized to transact casualty insurance or life, accident and sickness insurance in this state may transact legal expense insurance in this state. (b) Legal service insurance corporations possessing a valid certificate of authority ma…
Ala. Code § 27-43-7 Procedure for Incorporation of Legal Services Insurance Corporation
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Generally. (a) Any number of corporate or adult natural persons may organize a legal service insurance corporation under this section. (b) The articles of incorporation shall conform to the requirements applicable to corporations, except that: (1) The name of the corporation shal…
Ala. Code § 27-43-8 Filing of Application for Certificate of Authority; Contents of Application;
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Issuance of Certificate. (a) The incorporators shall file with the commissioner an application for a certificate of authority to do business upon a form to be furnished by the department, which shall include or have attached the following: (1) The names and, for the preceding 10 …
Ala. Code § 27-43-9 Bond or Deposit Requirements
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(a) To assure the faithful performance of its obligations in the event of insolvency, each corporation authorized under Section 27-43-8 shall, through the commissioner, deposit and maintain with the Treasurer of the State securities of the type eligible for deposit by insurers un…