Title 27 — Title 27

This chapter governs the qualifications and procedures for licensing independent adjusters. It specifies the duties of and restrictions on independent adjusters. History: (Act 2011-637, §1.)

(a) Unless refused licensure pursuant to Section 27-9A-12, a nonresident person shall receive a nonresident independent adjuster license if: (1) The person is currently licensed in good standing as an independent adjuster in the resident or home state of the person. (2) The perso…

(a) The apprentice independent adjuster license is a temporary license for an individual residing in this state who is qualified for an independent adjuster license except for taking and passing the examination for independent adjuster. (b) An individual applying for an apprentic…

(a) The commissioner may place on probation, suspend, revoke, or refuse to issue or renew an independent adjuster’s license, an apprentice independent adjuster’s license, or the registration of an emergency independent adjuster, or may levy a civil penalty in accordance with subs…

(a) An individual who holds an independent adjuster license and who is not exempt under subsection (b) shall satisfactorily complete a minimum of 24 hours of continuing education courses as may be approved by the commissioner, of which three hours must be in ethics, reported to t…

An independent adjuster shall maintain a copy of each contract between the independent adjuster and the insurer and comply with the record retention policy as agreed to in that contract. Records retained by an independent adjuster shall be made available for review or inspection …

In the conduct of business in this state, each independent adjuster, apprentice adjuster, and emergency independent adjuster shall: (1) Be honest and fair in all communications with the insured, the insurer, and the public. (2) Give policyholders and claimants prompt, knowledgeab…

(a) An independent adjuster shall report to the commissioner any administrative action taken against the independent adjuster by a governmental agency in another jurisdiction or by another governmental agency in this state within 30 days of the final disposition of the matter. Th…

(a) In order to make a determination of license eligibility, the commissioner may require fingerprints of applicants and to submit the fingerprints and the fee required to perform the criminal history record checks to the Alabama Department of Public Safety and the Federal Bureau…

(a) The commissioner may promulgate reasonable rules as are necessary or proper to carry out the purposes of this chapter in accordance with Chapter 2 of this title. (b) The commissioner, by regulation, may provide for delayed enforcement dates of up to 24 months following the ef…

For purposes of this chapter, the following terms shall have the meanings respectively ascribed to them by this section: (1) APPRENTICE INDEPENDENT ADJUSTER. As defined in Section 27-9A-11. (2) BUSINESS ENTITY. A corporation, association, partnership, limited liability company, l…

(a) For purposes of this chapter, an “independent adjuster” is a person who, for compensation as an independent contractor or as an employee of an independent contractor, undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payabl…

A person shall not act or hold the person out as an independent adjuster in this state unless the person is licensed as an independent adjuster in accordance with this chapter. History: (Act 2011-637, §1.)

(a) In the event of a state of emergency, a person who is otherwise qualified to adjust claims, but is not already licensed as an independent adjuster in this state, may act as an emergency independent adjuster and adjust claims for an insurer in this state in accordance with thi…

(a) An individual applying for a resident independent adjuster license shall apply to the commissioner on the appropriate NAIC Uniform Individual Application and declare under penalty of suspension, revocation, or refusal of the license that the statements made in the application…

(a) Unless denied licensure pursuant to Section 27-9A-12, a person who meets the requirements of Sections 27-9A-6 and 27-9A-8 shall be issued an independent adjuster license. An independent adjuster may qualify for a license in one or more of the following lines of authority: (1)…

(a) An individual intending to apply for an independent adjuster license shall pass a written examination unless exempt pursuant to Section 27-9A-9. (b) The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the…

(a) An individual applicant for an independent adjuster license in this state shall not be required to complete an examination if the individual is currently licensed in another state for the same line or lines of authority based on an independent adjuster examination or if the s…