Title 28, Motor Vehicles

(a) Except as provided in (h) of this section, if a person fails to provide proof required under AS 28.22.021 and 28.22.031, the department shall suspend the driver's license of that person for the following periods: (1) not less than 90 days if, within the preceding 10 years, th…

A person who, with criminal negligence as defined in AS 11.81.900, provides false information required under AS 28.22.021 — 28.22.041 is guilty of a class A misdemeanor.

(a) A person whose license is suspended under AS 28.22.041 shall file proof of financial responsibility for the future under AS 28.20 before full driving privileges may be restored or limited license privileges are granted under AS 28.22.041(c). (b) A filing of proof of financial…

(a) An owner's motor vehicle liability policy must designate by description or appropriate reference the motor vehicles that it covers and insure the person named against loss from the liability imposed by law for damages that arise from the ownership, maintenance, or use of a de…

A motor vehicle liability policy is subject to the following provisions which do not need to be set out in the policy: (1) satisfaction by the insured of a judgment for injury or damages is not a condition precedent to the right or duty of the insurance carrier to make payment on…

(a) A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to the provisions of this chapter. With respe…

A motor vehicle liability policy may provide for proration of the insurance with other valid and collectible insurance.

(a) A policy is not effective under AS 28.22.101 unless it is issued by an insurance company or surety company authorized to do business in this state, except as provided in (b) of this section. (b) A policy is not effective under AS 28.22.101 with respect to a vehicle not regist…

(a) The uninsured and underinsured motorists coverage required under this chapter (1) does not apply to bodily injury, sickness, disease, or death of an insured or damage to or destruction of property of an insured until the limits of liability bonds and policies that apply have …

If a person is entitled to uninsured or underinsured motorists coverage under more than one coverage when two or more vehicles are insured under one policy, the maximum amount payable may not exceed the highest limit of any one coverage under the policy. If a person is entitled t…

The uninsured and underinsured motorists coverage required under this chapter does not apply to bodily injury or death or damage to or destruction of property of an insured (1) while occupying a motor vehicle owned by, but not insured by, the named insured or the insured's spouse…

A provision in this chapter may not be interpreted to prohibit a motor vehicle liability policy from including limitations, conditions, exceptions, exclusions, or other provisions that do not violate the requirements of this chapter or other applicable laws.

In this chapter, “motor vehicle liability policy” means an owner's policy, an operator's policy, or a personal policy that (1) meets the requirements of AS 28.22.101; and (2) is issued by an insurance carrier authorized to transact business in the state to or for the benefit of t…

This chapter may be cited as the Alaska Mandatory Automobile Insurance Act.