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Alaska Statutes, Title 18

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Alaska/Statutes

← All Alaska coverage

Title 18, Health, Safety, Housing, Human Rights, and Public Defender

43 chapters · 1,022 sections in this title.

All chapters in Title 181,022 Ch 60, Safety.136 Ch 65, Police Protection.109 Ch 55, Housing, Public Buildings, Urban Ren…107 Ch 56, Alaska Housing Finance Corporation.97 Ch 20, Hospitals and Nursing Facilities.50 Ch 50, Vital Statistics Act.49 Ch 15, Disease Control and Threats to Publi…38 Ch 35, Public Accommodations and Facilities.38 Ch 80, State Commission for Human Rights.34 Ch 70, Fire Protection.29 Ch 26, Alaska Medical Facility Authority.27 Ch 74, Cigarette Fire Safety.27 Ch 66, Domestic Violence and Sexual Assault.25 Ch 07, Certificate of Need Program.24

1,022 sections·Filtered byTitle 18✕

AS 18.56.097 Collateral for loans.
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Under procedures established by regulations of the corporation adopted in accordance with AS 18.56.088 a person may pledge as security for the repayment of a loan made, purchased, or insured by the corporation under this chapter a preference right the person holds to receive titl…
AS 18.56.098 Special mortgage loan purchase program.
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(a) The corporation shall establish a special mortgage loan purchase program. Under the special mortgage loan purchase program, the corporation may purchase first or second mortgage loans. A first or second mortgage loan purchased under this subsection must be made for the purcha…
AS 18.56.099 Powers of corporation to deal in mortgage loans.
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The corporation may purchase, sell, hold, or otherwise deal in mortgage loans. In connection with the purchase or sale of a beneficial interest or participation in a mortgage loan, the corporation may enter into a trust agreement providing for the custody, control, and administra…
AS 18.56.100 Housing development fund.
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(a) There is created a housing development fund to be administered by the corporation as a trust fund separate and distinct from any other money or funds administered by the corporation. (b) Consistent with AS 18.56.090, the corporation may make temporary and permanent loans from…

Showing 501–550 of 1,022

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AS 18.56.101 Eligibility for veterans' interest rates.

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The following persons are eligible veterans for the purposes of AS 18.56.098(f) and (g): (1) a person who served in the armed forces of the United States for 90 days or more, or whose service was for less than 90 days because of injury or disability incurred in the line of duty, …

AS 18.56.102 Simplified refinancing mortgage loan purchase program. [Repealed, § 9 ch 41 SLA 1987. For current law, see AS 18.56.108.]

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[Repealed or reserved.]

AS 18.56.103 Federal taxation of interest on bonds and bond anticipation notes.

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If the interest on bonds or bond anticipation notes of the corporation issued after June 1, 1980, becomes taxable under the income tax laws of the United States, the legislature may appropriate an amount sufficient to pay the outstanding principal and interest on the bonds or bon…

AS 18.56.104 Allocation of tax-exempt bonds. [Repealed, § 2 ch 81 SLA 1987.]

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[Repealed or reserved.]

AS 18.56.105 Allocation of lending activities.

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The corporation shall designate regions within the state that, in the aggregate, encompass the entire state. In participating in the making or purchasing of loans under AS 18.56.090(a)(1) and (2) or under AS 18.56.100, the corporation shall make its money available through the pr…

AS 18.56.106 Nonconforming housing loan program.

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(a) There is established in the corporation the nonconforming housing loan program to assist persons to purchase housing that does not conform to minimum building standards under any state or federal program that provides for housing purchases. (b) The corporation shall adopt reg…

AS 18.56.107 Loan origination and service fees for rural areas.

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Loan origination and service fees charged for a loan made or purchased in a rural area with money received by the corporation after July 1, 1981, may be higher than loan origination and service fees charged for other loans made or purchased by the corporation and the corporation …

AS 18.56.108 Simplified refinancing mortgage loan purchase program.

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(a) The corporation shall establish a simplified refinancing mortgage loan purchase program. Under the simplified refinancing mortgage loan purchase program, the corporation may purchase refinancing mortgage loans to provide relief to borrowers under circumstances described by re…

AS 18.56.109 Teachers' and health care professionals' housing loan program. [Repealed, § 2 ch 115 SLA 2008.]

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[Repealed or reserved.]

AS 18.56.110 Bonds and notes.

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(a) The corporation, by resolution, may issue bonds and bond anticipation notes in order to provide funds to carry out and effectuate its purposes. (b) The principal and interest on these bonds or notes, except state guaranteed bonds, is payable from corporation funds, excluding …

AS 18.56.115 Independent financial advisor.

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In negotiating the private sale of bonds or bond anticipation notes to an underwriter, the corporation may retain a financial advisor. A financial advisor retained under this section must be independent from the underwriter.

AS 18.56.120 Validity of any pledge.

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The pledge of assets or revenue of the corporation to the payment of the principal or interest on any obligations of the agency is valid and binding from the time the pledge is made and the assets or revenue are immediately subject to the lien of the pledge without physical deliv…

AS 18.56.125 Capital reserve fund.

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(a) For the purpose of securing any one or more issues of its obligations, the corporation may establish one or more special funds, called capital reserve funds, and shall pay into those capital reserve funds (1) any money appropriated and made available by the state for the pu…

AS 18.56.130 Remedies.

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A holder of obligations or coupons attached to them issued under the provisions of this chapter, and a trustee under any trust agreement or resolution authorizing the issuance of the obligations, except as restricted by a trust agreement or resolution, either at law or in equity,…

AS 18.56.135 Loan servicing requirements.

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(a) If the servicing of a loan is sold to another person, the seller shall notify the mortgagor of the sale within 10 days after the actual date of the sale. The notification must include (1) the name, address, and telephone number of the person who will assume responsibility for…

AS 18.56.140 Negotiable instruments.

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All obligations and interest coupons attached to them are negotiable instruments under the laws of this state, subject only to any applicable provisions for registration.

AS 18.56.150 Obligations eligible for investment.

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Obligations issued under the provisions of this chapter are securities in which all public officers and public bodies of the state and its political subdivisions, all insurance companies, trust companies, banking associations, investment companies, executors, administrators, trus…

AS 18.56.160 Refunding obligations.

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(a) The corporation may provide for the issuance of refunding obligations for the purpose of refunding any obligations then outstanding that have been issued under the provisions of this chapter, including the payment of any redemption premium on them and any interest accrued or …

AS 18.56.170 Credit of state not pledged.

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(a) Obligations issued under the provisions of this chapter other than state guaranteed bonds do not constitute a debt, liability, or obligation of the state or of any political subdivision of the state or a pledge of the faith and credit of the state or of a political subdivisio…

AS 18.56.180 Officers not liable.

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A member or other officer of the corporation is not subject to personal liability or accountability by reason of having executed or issued any obligations.

AS 18.56.190 Tax exemption.

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(a) The exercise of the powers granted by this chapter will be in all respects for the benefit of the people of the state, for their well-being and prosperity, and for the improvement of their social and economic conditions, and the corporation is not required to pay a tax or ass…

AS 18.56.200 Annual report.

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(a) The corporation shall prepare and transmit annually a report accounting to the governor for the efficient discharge of all responsibility assigned by law or by directive to the corporation. The corporation shall notify the legislature that the report is available. (b) By Janu…

AS 18.56.205 Residential mortgage assistance for members of the Alaska delegation to Congress.

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The corporation may extend the special mortgage loan purchase program under AS 18.56.098 to purchase a mortgage loan made for the purchase or rehabilitation of a residence located in the District of Columbia or within 50 miles of the District of Columbia to a member of the United…

AS 18.56.210 Market stabilization powers.

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(a) If the board determines that it is in the best interest of the corporation, the corporation may take appropriate action under this section to stabilize the market price of and demand for residential housing in the state. To accomplish the purposes of this section, the corpora…

AS 18.56.220 Duty to advise about corporation's programs.

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The corporation shall make a reasonable effort, through seminars, training sessions, and other forms of technical assistance, to assist local governments, regional housing authorities, nonprofit organizations, and other organizations and individuals to understand the corporation'…

AS 18.56.230 Commercial use in a multi-unit residential housing development owned or financed by the corporation; limitations.

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(a) The corporation may authorize commercial use in a multi-unit residential housing development it owns or finances if (1) the use is not prohibited under (b) of this section; and (2) the total of all commercial uses does not occupy more than a percentage of the space in the mul…

AS 18.56.300 Construction standards for housing eligible for purchase of loans.

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(a) The corporation may not make or purchase a housing loan for residential housing the construction of which begins after June 30, 1992, unless the seller of the mortgage loan complies with the provisions of this section and unless (1) the unit is in compliance with the construc…

AS 18.56.390 Definitions for AS 18.56.010 18.56.390.

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Article 2. Housing Assistance. In AS 18.56.010 18.56.390, unless the context clearly indicates a different meaning, (1) adjustable rate mortgage loan means a mortgage loan with respect to which the interest rate varies or is expected to vary from time to time by reference to …

AS 18.56.400 Powers of corporation related to housing assistance.

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The board may (1) adopt regulations in accordance with AS 18.56.088 to implement AS 18.56.400 18.56.600; (2) make and execute agreements, contracts, and other instruments necessary or convenient in the exercise of the powers and functions granted under AS 18.56.400 18.56.600;…

AS 18.56.410 Alaska energy efficient home grant fund.

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(a) There is established in the corporation the Alaska energy efficient home grant fund consisting of money appropriated to it by the legislature and deposited in it by the corporation. The corporation shall administer the Alaska energy efficient home grant fund under the provisi…

AS 18.56.420 Housing assistance loan program.

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(a) There is created in the corporation the housing assistance loan program. The corporation shall provide money to originate, purchase, participate in the purchase of, or refinance (1) small community housing mortgage loans; (2) loans made for building materials for small commun…

AS 18.56.430 Home ownership assistance fund.

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(a) There is created in the corporation the home ownership assistance fund consisting of money appropriated to it by the legislature and deposited in it by the corporation. Money in the fund shall be used solely to assist persons of lower and moderate income to purchase or constr…

AS 18.56.440 Limitations on use of housing assistance loan program.

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The housing assistance loan program may not be used to (1) originate a direct loan or purchase or participate in the purchase of a small community housing mortgage loan that exceeds the limitations on mortgage loans purchased by the Federal National Mortgage Association as to pri…

AS 18.56.450 Operating loss reserve account.

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(a) There is established an operating loss reserve account for the purpose of meeting legal expenses incurred through the foreclosure of properties acquired by the corporation under AS 18.56.400(6) and making repairs to these properties so that they may be sold to new buyers. (b)…

AS 18.56.460 Security for loans.

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(a) The corporation shall adopt regulations in accordance with AS 18.56.088 establishing acceptable security for loans originated or purchased in whole or in part under AS 18.56.420. (b) A person may pledge as security for the repayment of a loan originated or purchased in whole …

AS 18.56.470 Interest on loans.

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(a) The interest rate on a mortgage loan originated or purchased in whole or in part under AS 18.56.420 for small community housing or multi-family housing under AS 18.56.580 is one percent less than the interest rate, as determined under AS 18.56.098(f)(1) (4), on a mortgage l…

AS 18.56.480 Title.

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(a) Before the corporation originates or purchases a small community housing mortgage loan in whole or in part, the corporation may require a borrower to show marketable title to real property offered as security for the loan to be purchased. (b) A borrower may show marketable ti…

AS 18.56.490 Restricted title loss reserve account.

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(a) There is established in the corporation the restricted title loss reserve account. The restricted title loss reserve account consists of money appropriated to it by the legislature and deposited to it by the corporation, and shall be administered by the corporation. (b) The c…

AS 18.56.500 Fire insurance.

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Before purchasing or participating in the purchase of a small community housing mortgage loan, the corporation may require the borrower to agree to purchase and maintain fire insurance for the real property for which the loan is made in an amount not less than the outstanding pri…

AS 18.56.510 Loan origination and servicing.

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(a) Before purchasing or participating in the purchase of a small community housing mortgage loan, the corporation shall enter into a loan servicing agreement with the private financial institution from which the loan is to be purchased. (b) The corporation may execute service ag…

AS 18.56.520 Appraisals.

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Before originating or purchasing or participating in the purchase of a small community housing mortgage loan, the corporation may have or may require the borrower to have an appraisal made of the fair market value of the real property, including structures on the real property, f…

AS 18.56.530 Energy audit exemption.

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In making loans under AS 18.56.400 18.56.600, the corporation is exempt from the requirements of AS 46.11.050(b).

AS 18.56.540 Toll-free telephone number.

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For the purposes of administration of AS 18.56.400 18.56.600, the corporation shall arrange for and maintain a toll-free telephone number for the corporation so that private financial institutions and their borrowers may contact the corporation from any location in the state by…

AS 18.56.550 Field offices; contract services; assistance to others.

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(a) The corporation may establish field offices under AS 18.56.400 18.56.600, may hire one or more lending officers, and may contract for the services of (1) real property appraisers who are familiar with housing and construction in small communities; and (2) engineers who are …

AS 18.56.560 Demonstration projects and information.

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The corporation may enter into agreements with public and private agencies to provide demonstration projects and information concerning housing construction in small communities.

AS 18.56.570 Regional allocation. [Repealed, § 8 ch 134 SLA 2004.]

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[Repealed or reserved.]