It is intended that certain coverages may come within the definitions of two or more kinds of insurance as set forth in this article, and the fact that such a coverage is included within one definition shall not exclude such coverage as to any other kind of insurance within the definition of which such coverage likewise reasonably is includable.
Definitions not mutually exclusive
A.R.S. § 20-251 — under Kinds of Insurance; Reinsurance; Limits of Risk.
A.R.S. § 20-251