Title 20 — Insurance
29 chapters · 1,539 sections in this title.
A.R.S. § 20-2101 Scope
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A. This chapter applies to insurance institutions, insurance producers or insurance support organizations that: 1. In the case of life, health or disability insurance either: (a) Collect, receive or maintain information in connection with insurance transactions that pertain to na…
A.R.S. § 20-2102 Definitions
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In this chapter, unless the context otherwise requires: 1. "Adverse underwriting decision" means any of the following actions involving insurance coverage which is individually underwritten: (a) A declination of insurance coverage. (b) A termination of insurance coverage. (c) Fai…
A.R.S. § 20-2103 Pretext interviews; exception
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An insurance institution, insurance producer or insurance support organization shall not use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction, except that a pretext interview may be undertaken to obtain information from …
A.R.S. § 20-2104 Notice of insurance information practices
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A. An insurance institution or insurance producer shall provide a notice of information practices to applicants and policyholders in connection with insurance transactions as prescribed in this section. B. The insurance institution or insurance producer shall provide the notice a…
A.R.S. § 20-2105 Marketing and research surveys; disclosure of questions
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An insurance institution or insurance producer shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection with an insurance transaction.
A.R.S. § 20-2106 Content of disclosure authorization forms
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Notwithstanding any other statute no insurance institution, insurance producer or insurance support organization may utilize as its disclosure authorization form in connection with insurance transactions a form or statement which authorizes the disclosure of personal or privilege…
A.R.S. § 20-2107 Investigative consumer reports
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A. No insurance institution, insurance producer or insurance support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstateme…
A.R.S. § 20-2108 Access to recorded personal information
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A. If any individual, after proper identification, submits a written request to an insurance institution, insurance producer or insurance support organization for access to recorded personal information about the individual which is reasonably described by the individual and whic…
A.R.S. § 20-2109 Correction, amendment or deletion of recorded personal information
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A. Within thirty business days from the date of receipt of a written request from an individual to correct, amend or delete any recorded personal information about the individual within its possession, an insurance institution, insurance producer or insurance support organization…
A.R.S. § 20-2110 Reasons for adverse underwriting decisions
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B. On receipt of a written request within ninety business days after the date the notice or other communication of an adverse underwriting decision is sent to an applicant, policyholder or individual proposed for coverage, the insurance institution or insurance producer shall sen…
A.R.S. § 20-2111 Information concerning previous adverse underwriting decisions
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An insurance institution, insurance producer or insurance support organization shall not seek information in connection with an insurance transaction concerning any previous adverse underwriting decision experienced by an individual or any previous insurance coverage obtained by …
A.R.S. § 20-2112 Previous adverse underwriting decisions
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An insurance institution or insurance producer shall not base an adverse underwriting decision in whole or in part: 1. On the fact of a previous adverse underwriting decision or the fact that an individual previously obtained insurance coverage through a residual market mechanism…
A.R.S. § 20-2113 Disclosure limitations and conditions
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An insurance institution, insurance producer or insurance support organization shall not disclose any personal or privileged information about an individual collected or received in connection with an insurance transaction unless the disclosure is: 1. With the written authorizati…
A.R.S. § 20-2113.01 Consumer reporting agency; sale of information obtained by insurance inquiry prohibited; exceptions
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A. A consumer reporting agency shall not provide or sell data or lists that include any information that in whole or in part was submitted in conjunction with an insurance inquiry about a consumer's credit information or a request for a credit report or insurance score. Such info…
A.R.S. § 20-2114 Director; powers
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A. The director may examine and investigate the affairs of every insurance institution or insurance producer doing business in this state to determine whether the insurance institution or insurance producer has been or is engaged in any conduct in violation of this chapter. B. Th…
A.R.S. § 20-2115 Service of process; insurance support organizations
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For the purpose of this chapter, an insurance support organization transacting business outside this state which has an effect on a person residing in this state is deemed to have appointed the director to accept service of process on its behalf, if the director causes a copy of …
A.R.S. § 20-2116 Cease and desist order and reports
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If, after a hearing, the director determines that the insurance institution, insurance producer or insurance support organization charged has engaged in conduct or practices in violation of this chapter, the director shall put the director's findings in writing and shall issue an…
A.R.S. § 20-2117 Civil penalty
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A. In any case in which a hearing results in the finding of a knowing violation of this chapter, the director may, in addition to the issuance of a cease and desist order as prescribed in section 20-2116, order payment of a civil penalty of not more than five hundred dollars for …
A.R.S. § 20-2118 Individual remedies
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A. If any insurance institution, insurance producer or insurance support organization fails to comply with the rights granted under sections 20-2108 through 20-2110, any person whose rights are violated may apply to the superior court of this state, or any other court of competen…
A.R.S. § 20-2119 Immunity
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No claim for relief in the nature of defamation, invasion of privacy or negligency may arise against any person for disclosing personal or privileged information according to this chapter nor may such a claim for relief arise against any person for furnishing personal or privileg…
A.R.S. § 20-2120 No limitation of common law right
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Nothing in this article shall limit any common law right of any person.
A.R.S. § 20-2121 Enforcement of privacy provisions of Gramm Leach Bliley act
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B. The director may adopt rules pursuant to title 41, chapter 6 to carry out this section.
A.R.S. § 20-2122 Partial exemption for health insurers subject to HIPAA
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A. Except as provided in subsection B of this section, if an insurance institution is subject to and in compliance with 45 Code of Federal Regulations part 164, subparts A and E, the insurance institution is deemed to comply with this article. B. An insurance institution is subje…