Title 28, Transportation

This chapter does not apply to any accident or judgment arising from an accident or to a violation of the motor vehicle laws of this state occurring before January 1, 1952.

This chapter does not prevent the plaintiff in an action at law from relying for relief on the other processes provided by law.

A. Except as provided in subsection E of this section, a person in whose name more than ten motor vehicles are registered or who is required to comply with the financial responsibility requirements prescribed in article 2 of this chapter may qualify as a self-insurer or partial s…

A. After consultation with insurance companies authorized to issue motor vehicle liability policies in this state, the director of the department of insurance and financial institutions shall approve a reasonable plan for the equitable apportionment among the companies of applica…

A. An owner's motor vehicle liability policy shall comply with the following: 1. The policy shall designate by explicit description or by appropriate reference all motor vehicles for which coverage is granted. If coverage is provided for a fleet of seven or more motor vehicles, t…

A. If two or more policies affording valid and collectible motor vehicle liability insurance apply to the same motor vehicle that is involved in an occurrence out of which a liability loss arises and one of the policies affords coverage to a named insured engaged in the business …

A. A self-insurer or partial self-insurer shall file a bond with the director on a form approved by the director with a surety company authorized by the corporation commission to transact business in this state as surety on the bond. The self-insurer or partial self-insurer shall…

In this article, unless the context otherwise requires: 1. "Declared gross weight" has the meaning prescribed in section 28-5431. If a declaration has not been made, declared gross weight means gross weight. 2. "Gross weight" has the meaning prescribed in section 28-5431. 3. "Per…

A. Notwithstanding any other statute: 1. A person who operates in the furtherance of a commercial enterprise in this state a motor vehicle or vehicle combination that has a declared gross weight of more than twenty thousand pounds shall comply with the financial responsibility re…

A. A person that is subject to the requirements of this article shall maintain motor vehicle combined single limit liability insurance as follows: 1. For the transportation of nonhazardous property: (a) For a vehicle with a gross vehicle weight of more than twenty-six thousand po…

A. A person who operates a motor vehicle in this state and who is subject to the financial responsibility requirements of this article shall maintain at all times the amounts prescribed in section 28-4033 that obligates the person to pay compensation for injuries to persons and f…

A person who is subject to the financial responsibility requirements of this article and who operates or causes to be operated a vehicle in this state without meeting the financial responsibility requirements of this article is guilty of: 1. A class 3 misdemeanor. 2. A class 1 mi…

A. Before a vehicle owner or lessor operates in this state a vehicle that is subject to sections 28-2321 through 28-2324 and that has primary registration and license plates issued by a foreign country or jurisdiction of a foreign country with which this state does not have motor…

A. For a transportation network company that requires a transportation network company driver to accept rides that are booked and paid for exclusively through the transportation network company's digital network or software application and during the time in which the transportat…

A. Motor vehicle liability insurance for a taxi, livery vehicle or limousine may be maintained as follows: 1. During the time in which the taxi, livery vehicle or limousine driver is available to provide passenger transportation, but has not accepted a ride request and is not in …

A. If a person fails to satisfy a judgment within sixty days, on written request of the judgment creditor or the judgment creditor's legal representative, the clerk of the court, or the judge of a court that has no clerk, in which the judgment is rendered shall forward a certifie…

A. On receipt of a certified copy of a judgment, the director shall immediately suspend the license and registration and nonresident operating privilege of a person against whom the judgment was rendered, except as otherwise provided in this section and section 28-4075. B. If the…

A. The license, registration and nonresident operating privilege shall remain suspended and the director shall not renew or issue a license or registration in the name of the person, including a person not previously licensed, until each judgment is satisfied in full or to the ex…

A. For the purpose of this chapter only, a judgment referred to in this article is deemed satisfied on compliance with one of the following: 1. When payment sufficient to satisfy the limits prescribed in section 28-4009 is made. 2. If higher limits are required pursuant to sectio…

A. On due notice to the judgment creditor, a judgment debtor may apply to the court in which the judgment was rendered for the privilege of paying the judgment in installments, and the court may order and fix the amounts and times of payment of the installments without prejudice …

If required by this chapter, a person may give proof of financial responsibility by filing one of the following: 1. A certificate of insurance pursuant to section 28-4077 or 28-4078. 2. Certificates of deposit or cash pursuant to section 28-4084.

A. A person may give proof of financial responsibility by filing with the director the written certificate of an insurance carrier duly authorized to do business in this state certifying that there is in effect a motor vehicle liability policy for the benefit of the person requir…

A. A nonresident owner of a motor vehicle that is not registered in this state may give proof of financial responsibility by filing with the director a written certificate of an insurance carrier authorized to transact business in the state in which the motor vehicle described in…

If an insurance carrier has certified a motor vehicle liability policy under section 28-4077 or 28-4078, the insurance carrier shall not cancel or terminate the certified insurance until at least ten days after the insurance carrier files a notice of cancellation or termination o…

A. This chapter does not apply to or affect policies of motor vehicle insurance against liability that are required by any other law of this state, and if these policies contain an agreement or are endorsed to conform with the requirements of this chapter, they may be certified a…

A. The state treasurer may issue a certificate that gives evidence of proof of financial responsibility that the person named in the certificate has deposited with the state treasurer forty thousand dollars in cash or certificates of deposit with a value of forty thousand dollars…

If a person required to give proof of financial responsibility under this chapter is or later becomes either an operator in the employ of an owner or a member of the immediate family or household of an owner, the director shall accept proof given by the owner in lieu of proof by …

The director shall consent to the cancellation of a certificate of insurance or shall direct and the state treasurer shall return any monies or certificates of deposit to the person entitled to the monies or certificates of deposit on the substitution and acceptance of other adeq…

If proof of financial responsibility filed under this chapter no longer fulfills the purposes for which the proof is required, the director shall both: 1. Require for the purpose of this chapter other proof as required by this chapter. 2. Suspend the license and registration or t…

A. On request, the director shall either: 1. Consent to the immediate cancellation of a certificate of insurance. 2. Direct and the state treasurer shall return to the person who is entitled monies or certificates of deposit deposited pursuant to this chapter as proof of financia…

In this article, unless the context otherwise requires, "evidence" includes: 1. An original, a photocopy or a copy of a current and valid: (a) Motor vehicle or automobile liability policy that meets the requirements of section 28-4009. (b) Binder or certificate of motor vehicle o…

This article does not apply to the owner or operator of any: 1. Farm tractor. 2. Trailer used solely in the operation of a farm for transporting the unprocessed fiber or forage products of a farm or an implement of husbandry designed primarily for or used in agricultural operatio…

A. An authorized insurer shall issue at least two motor vehicle insurance identification cards for a motor vehicle or automobile liability policy that meets the requirements of section 28-4009 or section 28-4033, subsection A, paragraph 2, subdivision (c). B. The card shall inclu…

A. On the investigation of a motor vehicle accident or an alleged violation of the motor vehicle laws of this state or a traffic ordinance of a city or town, a law enforcement officer shall: 1. Inquire of the department computer system whether there is a notice of valid insurance…

A. A motor vehicle that is operated on a highway in this state shall be covered by one of the following: 1. A motor vehicle or automobile liability policy that provides limits not less than those prescribed in section 28-4009. 2. An alternate method of coverage as provided in sec…

A. The court may reduce or waive the penalty imposed for a violation of section 28-4135 if the person subject to the penalty presents to the court proof of both of the following: 1. The person has not been found responsible for a violation of section 28-4135 within the past twent…

A. A person may be charged for a violation of section 28-4135, subsection A or B, or both. Only one penalty shall be imposed against a person charged and found to have violated both sections arising out of the same series of acts. B. Suspensions imposed pursuant to section 28-413…

A. Display of a license plate on a motor vehicle if the registration or license plate has been suspended pursuant to this article shall subject the person involved to a civil penalty of not less than two hundred fifty dollars. B. The court shall impose the penalty pursuant to thi…

Notwithstanding section 28-1592, subsection B, a civil traffic violation case pursuant to this article may be commenced within one year of the alleged violation.

A. On imposing a civil penalty for a violation of this article, the court may, if the violation is the first violation within a thirty-six month period, and shall, if the violation is a second or subsequent violation within a thirty-six month period, order the surrender of the pe…

A. A person applying for initial registration or renewal of registration of a motor vehicle required to be registered pursuant to chapter 7 of this title consents to comply with the financial responsibility verifications conducted by the department pursuant to this article or sub…

A. To ensure compliance with this article, the department may verify the financial responsibility of the owner of a motor vehicle involved in an accident in this state. If an accident involves an unregistered vehicle, the department may conduct a financial responsibility verifica…

A. If the owner's response to a mailing pursuant to section 28-4143 indicates that the motor vehicle does not meet the financial responsibility requirement of section 28-4135 or section 28-4033, subsection A, paragraph 2, subdivision (c), the department shall send a suspension no…

A. A person whose driver license, registration and license plate have been suspended pursuant to section 28-4143 or 28-4144 may apply to the department for a restricted license and registration. The license and registration are restricted to travel during the course of employment…

Any insurer, insurer's employees or agents or other person is not civilly liable for reports made to the department under section 28-4143 or 28-4144 if the reports are made in good faith based on the most recent information available to the insurer or other appropriate party.

A. The department shall send written notice to the owner or lessee of a motor vehicle registered pursuant to chapter 7 of this title of any suspension or any financial responsibility verification. The department shall send the notice electronically or digitally, by mail to the ad…