38 chapters · 813 sections in this title.
A.R.S. § 44-1697 Fair credit reporting
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A. If a consumer makes a payment on a credit or loan account to the proper address to which the payment should be directed, a person shall calculate the number of days by which an account is delinquent by determining the number of days between the scheduled due date of the paymen…
A.R.S. § 44-1698 Security freeze on credit reports and credit scores; fees prohibited; definitions
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A. A consumer may request in writing or in a form acceptable to the consumer reporting agency that a consumer reporting agency place a security freeze on the consumer's credit report. If a security freeze is in place, a consumer reporting agency shall not release a consumer's cre…
A.R.S. § 44-1698.01 Consumer credit reports; extension of credit; identity theft; definition
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A. Any person who does not use a consumer credit report in connection with the approval of credit based on the application for an extension of credit shall not lend money or extend credit without taking reasonable steps to verify the consumer's identity and confirm that the appli…
A.R.S. § 44-1698.02 Protected persons; security freezes; credit reports; fee prohibited; definitions
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A. A consumer reporting agency shall place a security freeze on a protected person's record or credit report if both of the following apply: 1. The consumer reporting agency receives a request from the protected person's representative for the placement of the security freeze. 2.…