(a) (1) A payment card network shall not require the use of a merchant category code that distinguishes a firearms retailer from other retailers.(2) Subdivision (a)(1) of this section does not apply to an electronic payment transaction at a retailer outside of this state.
(1) A payment card network shall not require the use of a merchant category code that distinguishes a firearms retailer from other retailers.
(2) Subdivision (a)(1) of this section does not apply to an electronic payment transaction at a retailer outside of this state.
(b) A covered entity or its agent shall not assign a firearms retailer a merchant category code that distinguishes the firearms retailer from other retailers, including without limitation merchant category code 5723, which was approved in September 2022 by the International Organization for Standardization for firearms retailers.
(c) A merchant shall not assign merchant category code 5723, which was approved in September 2022 by the International Organization for Standardization, to a purchase of firearms, firearm accessories or firearm components, or ammunition.
(d) This section does not limit the ability of a financial institution or payment card network to negotiate with a responsible party or otherwise impair the financial institution's or payment card network's actions:(1) Related to:(A) Dispute processing;(B) Fraud management;(C) Protecting transaction integrity from concerns related to illegal activities, a data breach, or cyberattack risks; or(D) Management of a loyalty or rewards program related to an electronic payment transaction; or(2) As required by law.
(1) Related to:(A) Dispute processing;(B) Fraud management;(C) Protecting transaction integrity from concerns related to illegal activities, a data breach, or cyberattack risks; or(D) Management of a loyalty or rewards program related to an electronic payment transaction; or
(A) Dispute processing;
(B) Fraud management;
(C) Protecting transaction integrity from concerns related to illegal activities, a data breach, or cyberattack risks; or
(D) Management of a loyalty or rewards program related to an electronic payment transaction; or
(2) As required by law.
(e) A person, unit of government, or governmental organization shall not knowingly keep or cause to be kept a list, record, or registry of:(1) A privately owned firearm; or(2) An owner of a privately owned firearm.
(1) A privately owned firearm; or
(2) An owner of a privately owned firearm.
(f) This section does not:(1) Prevent an owner or an owner's representative from maintaining a list of the owner's firearms; or(2) Prohibit a law enforcement agency from maintaining a list, registry, or record of firearms that have been stolen or reported stolen.
(1) Prevent an owner or an owner's representative from maintaining a list of the owner's firearms; or
(2) Prohibit a law enforcement agency from maintaining a list, registry, or record of firearms that have been stolen or reported stolen.