Extraordinary surcharges prohibited

Ark. Code Ann. § 23-79-1104 — under Insurance Policies Generally.

Ark. Code Ann. § 23-79-1104

(a) No insurer shall impose upon any person receiving prescription contraceptive benefits pursuant to this subchapter any:(1) Copayment, coinsurance payment, or fee that is not equally imposed upon all individuals in the same benefit category, class, coinsurance level, or copayment level receiving benefits for prescription drugs; or(2) Reduction in allowable reimbursement for prescription drug benefits.

(1) Copayment, coinsurance payment, or fee that is not equally imposed upon all individuals in the same benefit category, class, coinsurance level, or copayment level receiving benefits for prescription drugs; or

(2) Reduction in allowable reimbursement for prescription drug benefits.

(b) This subchapter shall not be construed to:(1) Require coverage for prescription coverage benefits in any contract, policy, or plan that does not otherwise provide coverage for prescription drugs;(2) (A) Preclude the use of closed formularies.(B) However, the formularies shall include oral, implant, and injectable contraceptive drugs, intrauterine devices, and prescription barrier methods; or(3) Require any religious employer to comply with this subchapter.

(1) Require coverage for prescription coverage benefits in any contract, policy, or plan that does not otherwise provide coverage for prescription drugs;

(2) (A) Preclude the use of closed formularies.(B) However, the formularies shall include oral, implant, and injectable contraceptive drugs, intrauterine devices, and prescription barrier methods; or

(A) Preclude the use of closed formularies.

(B) However, the formularies shall include oral, implant, and injectable contraceptive drugs, intrauterine devices, and prescription barrier methods; or

(3) Require any religious employer to comply with this subchapter.