Definitions

Ark. Code Ann. § 23-79-3401 — under Insurance Policies Generally.

Ark. Code Ann. § 23-79-3401

(1) As used in this subchapter:(1) “Body mass index” means body weight in kilograms divided by height in meters squared;(2) “Covered person” means an individual who is entitled to receive healthcare services under the terms of a health benefit plan;(3) (A) “Health benefit plan” means an individual, blanket, or group plan or a policy or contract for healthcare services offered, issued, renewed, delivered, or extended in this state by a healthcare insurer. (B) “Health benefit plan” includes indemnity and managed care plans.(C) “Health benefit plan” does not include:(i) A plan that provides only dental benefits or eye and vision care benefits;(ii) A disability income plan;(iii) A credit insurance plan;(iv) Insurance coverage issued as a supplement to liability insurance;(v) A medical payment under an automobile or homeowners insurance plan;(vi) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., or the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;(vii) A plan that provides only indemnity for hospital confinement;(viii) An accident-only plan;(ix) A specified disease plan;(x) A long-term-care-only plan; or(xi) Nonfederal governmental plans as defined in 29 U.S.C. § 1002(32), as it existed on January 1, 2025;(4) (A) “Healthcare insurer” means an insurance company, hospital and medical service corporation, or health maintenance organization that issues or delivers health benefit plans in this state and is subject to:(i) The insurance laws of this state;(ii) Section 23-75-101 et seq., pertaining to hospital and medical service corporations; or(iii) Section 23-76-101 et seq., pertaining to health maintenance organizations.(B) “Healthcare insurer” does not include an entity that provides only dental benefits or eye and vision care benefits;(5) “Healthcare provider” means a type of provider that renders healthcare services to patients for compensation, including a doctor of medicine or another licensed healthcare professional acting within the professional's licensed scope of practice; and(6) “Severe obesity” means a body mass index equal to or greater than:(A) Forty kilograms per meter squared (40 kg/m2); or(B) (i) Thirty-five kilograms per meter squared (35 kg/m2) along with an associated comorbidity.(ii) An associated comorbidity under subdivision (6)(B)(i) of this section includes without limitation:(a) Hypertension;(b) Cardiopulmonary conditions;(c) Sleep apnea; or(d) Diabetes.

(1) “Body mass index” means body weight in kilograms divided by height in meters squared;

(2) “Covered person” means an individual who is entitled to receive healthcare services under the terms of a health benefit plan;

(3) (A) “Health benefit plan” means an individual, blanket, or group plan or a policy or contract for healthcare services offered, issued, renewed, delivered, or extended in this state by a healthcare insurer. (B) “Health benefit plan” includes indemnity and managed care plans.(C) “Health benefit plan” does not include:(i) A plan that provides only dental benefits or eye and vision care benefits;(ii) A disability income plan;(iii) A credit insurance plan;(iv) Insurance coverage issued as a supplement to liability insurance;(v) A medical payment under an automobile or homeowners insurance plan;(vi) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., or the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;(vii) A plan that provides only indemnity for hospital confinement;(viii) An accident-only plan;(ix) A specified disease plan;(x) A long-term-care-only plan; or(xi) Nonfederal governmental plans as defined in 29 U.S.C. § 1002(32), as it existed on January 1, 2025;

(A) “Health benefit plan” means an individual, blanket, or group plan or a policy or contract for healthcare services offered, issued, renewed, delivered, or extended in this state by a healthcare insurer. (B) “Health benefit plan” includes indemnity and managed care plans.

(C) “Health benefit plan” does not include:(i) A plan that provides only dental benefits or eye and vision care benefits;(ii) A disability income plan;(iii) A credit insurance plan;(iv) Insurance coverage issued as a supplement to liability insurance;(v) A medical payment under an automobile or homeowners insurance plan;(vi) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., or the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;(vii) A plan that provides only indemnity for hospital confinement;(viii) An accident-only plan;(ix) A specified disease plan;(x) A long-term-care-only plan; or(xi) Nonfederal governmental plans as defined in 29 U.S.C. § 1002(32), as it existed on January 1, 2025;

(i) A plan that provides only dental benefits or eye and vision care benefits;

(ii) A disability income plan;

(iii) A credit insurance plan;

(iv) Insurance coverage issued as a supplement to liability insurance;

(v) A medical payment under an automobile or homeowners insurance plan;

(vi) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., or the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;

(vii) A plan that provides only indemnity for hospital confinement;

(viii) An accident-only plan;

(ix) A specified disease plan;

(x) A long-term-care-only plan; or

(xi) Nonfederal governmental plans as defined in 29 U.S.C. § 1002(32), as it existed on January 1, 2025;

(4) (A) “Healthcare insurer” means an insurance company, hospital and medical service corporation, or health maintenance organization that issues or delivers health benefit plans in this state and is subject to:(i) The insurance laws of this state;(ii) Section 23-75-101 et seq., pertaining to hospital and medical service corporations; or(iii) Section 23-76-101 et seq., pertaining to health maintenance organizations.(B) “Healthcare insurer” does not include an entity that provides only dental benefits or eye and vision care benefits;

(A) “Healthcare insurer” means an insurance company, hospital and medical service corporation, or health maintenance organization that issues or delivers health benefit plans in this state and is subject to:(i) The insurance laws of this state;(ii) Section 23-75-101 et seq., pertaining to hospital and medical service corporations; or(iii) Section 23-76-101 et seq., pertaining to health maintenance organizations.

(i) The insurance laws of this state;

(ii) Section 23-75-101 et seq., pertaining to hospital and medical service corporations; or

(iii) Section 23-76-101 et seq., pertaining to health maintenance organizations.

(B) “Healthcare insurer” does not include an entity that provides only dental benefits or eye and vision care benefits;

(5) “Healthcare provider” means a type of provider that renders healthcare services to patients for compensation, including a doctor of medicine or another licensed healthcare professional acting within the professional's licensed scope of practice; and

(6) “Severe obesity” means a body mass index equal to or greater than:(A) Forty kilograms per meter squared (40 kg/m2); or(B) (i) Thirty-five kilograms per meter squared (35 kg/m2) along with an associated comorbidity.(ii) An associated comorbidity under subdivision (6)(B)(i) of this section includes without limitation:(a) Hypertension;(b) Cardiopulmonary conditions;(c) Sleep apnea; or(d) Diabetes.

(A) Forty kilograms per meter squared (40 kg/m2); or

(B) (i) Thirty-five kilograms per meter squared (35 kg/m2) along with an associated comorbidity.(ii) An associated comorbidity under subdivision (6)(B)(i) of this section includes without limitation:(a) Hypertension;(b) Cardiopulmonary conditions;(c) Sleep apnea; or(d) Diabetes.

(i) Thirty-five kilograms per meter squared (35 kg/m2) along with an associated comorbidity.

(ii) An associated comorbidity under subdivision (6)(B)(i) of this section includes without limitation:(a) Hypertension;(b) Cardiopulmonary conditions;(c) Sleep apnea; or(d) Diabetes.

(a) Hypertension;

(b) Cardiopulmonary conditions;

(c) Sleep apnea; or

(d) Diabetes.