Excepted benefits — Definition

Ark. Code Ann. § 23-86-310 — under Group and Blanket Accident and Health Insurance.

Ark. Code Ann. § 23-86-310

(1) For purposes of this section, the term “excepted benefits” means benefits under one (1) or more, or any combination thereof, of the following:(1) Benefits not subject to requirements:(A) Coverage only for accident or disability income insurance, or any combination thereof;(B) Coverage issued as a supplement to liability insurance;(C) Liability insurance, including general liability insurance and automobile liability insurance;(D) Workers' compensation or similar insurance;(E) Automobile medical payment insurance;(F) Credit-only insurance;(G) Coverage for on-site medical clinics; and(H) Other similar insurance coverage, specified in regulations, under which benefits for medical care are secondary or incidental to other insurance benefits;(2) Benefits not subject to requirements if offered separately:(A) Limited scope dental or vision benefits;(B) Benefits for long-term care, nursing home care, home health care, community-based care, or any combination thereof; and(C) Such other similar, limited benefits as specified in rules;(3) Benefits not subject to requirements if offered as independent, noncoordinated benefits:(A) Coverage only for a specified disease or illness; and(B) Hospital indemnity or other fixed indemnity insurance; and(4) Benefits not subject to requirements if offered as a separate insurance policy:(A) Medicare supplemental health insurance as defined under section 1882(g)(1) of the Social Security Act;(B) Coverage supplemental to the coverage provided under United States Code Title 10, Chapter 55; and(C) Similar supplemental coverage provided to coverage under a group health plan.

(1) Benefits not subject to requirements:(A) Coverage only for accident or disability income insurance, or any combination thereof;(B) Coverage issued as a supplement to liability insurance;(C) Liability insurance, including general liability insurance and automobile liability insurance;(D) Workers' compensation or similar insurance;(E) Automobile medical payment insurance;(F) Credit-only insurance;(G) Coverage for on-site medical clinics; and(H) Other similar insurance coverage, specified in regulations, under which benefits for medical care are secondary or incidental to other insurance benefits;

(A) Coverage only for accident or disability income insurance, or any combination thereof;

(B) Coverage issued as a supplement to liability insurance;

(C) Liability insurance, including general liability insurance and automobile liability insurance;

(D) Workers' compensation or similar insurance;

(E) Automobile medical payment insurance;

(F) Credit-only insurance;

(G) Coverage for on-site medical clinics; and

(H) Other similar insurance coverage, specified in regulations, under which benefits for medical care are secondary or incidental to other insurance benefits;

(2) Benefits not subject to requirements if offered separately:(A) Limited scope dental or vision benefits;(B) Benefits for long-term care, nursing home care, home health care, community-based care, or any combination thereof; and(C) Such other similar, limited benefits as specified in rules;

(A) Limited scope dental or vision benefits;

(B) Benefits for long-term care, nursing home care, home health care, community-based care, or any combination thereof; and

(C) Such other similar, limited benefits as specified in rules;

(3) Benefits not subject to requirements if offered as independent, noncoordinated benefits:(A) Coverage only for a specified disease or illness; and(B) Hospital indemnity or other fixed indemnity insurance; and

(A) Coverage only for a specified disease or illness; and

(B) Hospital indemnity or other fixed indemnity insurance; and

(4) Benefits not subject to requirements if offered as a separate insurance policy:(A) Medicare supplemental health insurance as defined under section 1882(g)(1) of the Social Security Act;(B) Coverage supplemental to the coverage provided under United States Code Title 10, Chapter 55; and(C) Similar supplemental coverage provided to coverage under a group health plan.

(A) Medicare supplemental health insurance as defined under section 1882(g)(1) of the Social Security Act;

(B) Coverage supplemental to the coverage provided under United States Code Title 10, Chapter 55; and

(C) Similar supplemental coverage provided to coverage under a group health plan.