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Ark. Code Ann. § 23-87-107 — under Model Act for the Regulation of Credit Life Insurance and Credit Disability Insurance.

Ark. Code Ann. § 23-87-107

(1) Credit life insurance and credit disability insurance shall be issued only in the following forms:(1) Individual policies of life insurance issued to debtors on the term plan;(2) Individual policies of disability insurance issued to debtors on a term plan, or disability provisions in individual life policies to provide coverage;(3) Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan; and(4) Group policies of disability insurance issued to creditors on a term plan insuring debtors, or disability provisions in group life policies to provide coverage.

(1) Individual policies of life insurance issued to debtors on the term plan;

(2) Individual policies of disability insurance issued to debtors on a term plan, or disability provisions in individual life policies to provide coverage;

(3) Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan; and

(4) Group policies of disability insurance issued to creditors on a term plan insuring debtors, or disability provisions in group life policies to provide coverage.