Definitions. [Effective January 1, 2026.]

Ark. Code Ann. § 23-88-602 — under Property Insurance.

Ark. Code Ann. § 23-88-602

(1) As used in this subchapter:(1) “Certificate of compliance” means a certificate of compliance with the most recent version of an applicable FORTIFIED Home construction standard from the Insurance Institute for Business & Home Safety or a successor entity;(2) “Construct” means to build, equip, install, or otherwise develop insurable dwelling;(3) “Cost to upgrade a single-family dwelling” means the cost required to upgrade a single-family dwelling to meet or exceed the construction standards required for the single-family dwelling to comply with the most recent version of applicable FORTIFIED Home construction standards published by the Insurance Institute for Business & Home Safety or a successor entity;(4) (A) “Insurable dwelling” means a single-family dwelling that is a detached structure and is located on, or affixed to, residential real estate.(B) “Insurable dwelling” does not include manufactured homes, mobile homes, or condominiums;(5) “Non-FORTIFIED dwelling” means a dwelling that does not comply with the most recent version of applicable FORTIFIED Home construction standards published by the Insurance Institute for Business & Home Safety or a successor entity; and(6) “Retrofitting” or “retrofit” is the process of modifying an existing building or structure after it has been constructed and occupied.

(1) “Certificate of compliance” means a certificate of compliance with the most recent version of an applicable FORTIFIED Home construction standard from the Insurance Institute for Business & Home Safety or a successor entity;

(2) “Construct” means to build, equip, install, or otherwise develop insurable dwelling;

(3) “Cost to upgrade a single-family dwelling” means the cost required to upgrade a single-family dwelling to meet or exceed the construction standards required for the single-family dwelling to comply with the most recent version of applicable FORTIFIED Home construction standards published by the Insurance Institute for Business & Home Safety or a successor entity;

(4) (A) “Insurable dwelling” means a single-family dwelling that is a detached structure and is located on, or affixed to, residential real estate.(B) “Insurable dwelling” does not include manufactured homes, mobile homes, or condominiums;

(A) “Insurable dwelling” means a single-family dwelling that is a detached structure and is located on, or affixed to, residential real estate.

(B) “Insurable dwelling” does not include manufactured homes, mobile homes, or condominiums;

(5) “Non-FORTIFIED dwelling” means a dwelling that does not comply with the most recent version of applicable FORTIFIED Home construction standards published by the Insurance Institute for Business & Home Safety or a successor entity; and

(6) “Retrofitting” or “retrofit” is the process of modifying an existing building or structure after it has been constructed and occupied.