(a) Under the Strengthen Arkansas Homes Program, the owner of an insurable dwelling shall hire a contractor certified by the Insurance Institute for Business & Home Safety who can perform work that satisfies the standards under this subchapter and the rules adopted by the Insurance Commissioner.
(b) The State Insurance Department shall not endorse or otherwise provide preferential treatment to a contractor.
(c) (1) The owner of an insurable dwelling is responsible for an amount owed to a contractor that exceeds awarded program grant funds.(2) The amount owed to a contractor that exceeds the awarded program grant funds shall be disclosed to the owner, reflected on the bid sheet, and approved by the owner before work begins.(3) A contractor shall not bill the owner for additional expenses after retrofit work is completed.
(1) The owner of an insurable dwelling is responsible for an amount owed to a contractor that exceeds awarded program grant funds.
(2) The amount owed to a contractor that exceeds the awarded program grant funds shall be disclosed to the owner, reflected on the bid sheet, and approved by the owner before work begins.
(3) A contractor shall not bill the owner for additional expenses after retrofit work is completed.
(d) To be eligible to work on a project funded by the program as a contractor, a contractor shall:(1) Meet the program requirements under subsection (e) of this section; and(2) Maintain a current copy of all applicable certificates, licenses, and proof of insurance coverages with the program office.
(1) Meet the program requirements under subsection (e) of this section; and
(2) Maintain a current copy of all applicable certificates, licenses, and proof of insurance coverages with the program office.
(e) The program requirements for a contractor to participate in the program include without limitation that the contractor:(1) Holds a valid and active contractor's license or registration in Arkansas and is free from all disciplinary action by the applicable licensing board;(2) Is registered to do business in Arkansas with the Secretary of State;(3) Has an in-force general liability policy with at least five hundred thousand dollars ($500,000) in liability coverage;(4) Has workers' compensation and employer's liability insurance as required by Arkansas law;(5) (A) Holds an active Insurance Institute for Business & Home Safety FORTIFIED Roof contractor certification or FORTIFIED professional certification.(B) The contractor is responsible for paying all fees associated with certification and training;(6) Has successfully registered as a supplier or payee with the Department of Finance and Administration;(7) Shall maintain accurate contact information with the State Insurance Department and notify the State Insurance Department within ten (10) days of any changes in his or her contact information;(8) Agrees to follow the program's procedures and rules as promulgated by the commissioner;(9) Shall not have a financial interest in a project funded by the program for which the contractor performs work other than receiving payment from the program on behalf of the owner of an insurable dwelling;(10) Shall report to the program any potential conflict of interest before work commences; and(11) Shall not be the evaluator for a project funded under the program.
(1) Holds a valid and active contractor's license or registration in Arkansas and is free from all disciplinary action by the applicable licensing board;
(2) Is registered to do business in Arkansas with the Secretary of State;
(3) Has an in-force general liability policy with at least five hundred thousand dollars ($500,000) in liability coverage;
(4) Has workers' compensation and employer's liability insurance as required by Arkansas law;
(5) (A) Holds an active Insurance Institute for Business & Home Safety FORTIFIED Roof contractor certification or FORTIFIED professional certification.(B) The contractor is responsible for paying all fees associated with certification and training;
(A) Holds an active Insurance Institute for Business & Home Safety FORTIFIED Roof contractor certification or FORTIFIED professional certification.
(B) The contractor is responsible for paying all fees associated with certification and training;
(6) Has successfully registered as a supplier or payee with the Department of Finance and Administration;
(7) Shall maintain accurate contact information with the State Insurance Department and notify the State Insurance Department within ten (10) days of any changes in his or her contact information;
(8) Agrees to follow the program's procedures and rules as promulgated by the commissioner;
(9) Shall not have a financial interest in a project funded by the program for which the contractor performs work other than receiving payment from the program on behalf of the owner of an insurable dwelling;
(10) Shall report to the program any potential conflict of interest before work commences; and
(11) Shall not be the evaluator for a project funded under the program.